Santa Cruz County property record for 181 Siesta Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,042 sqft · built 1972 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $774,000 (May 2005) |
| Tax Bill | $12,612 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-391-17 |
| Primary APN | 041-391-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 2,475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 16,161 sqft (0.371 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 433 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 413 sqft |
| Patio Area | 413 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 181 SIESTA DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Subdivision | PM35 47 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 122204 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 SIESTA DR, APTOS, CA 95003-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 29, 2026 | Grant Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION |
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Oct 31, 2017 | Quit Claim Deed, Transfer · Line of Credit GOLDEN 1 CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2005 · Amount on Record |
| Deed Sale | May 18, 2005 · Amount on Record |
| Deed Document Number | 200532896 |
| Last Transfer Date | Oct 17, 2017 |
| Transfer Doc | 0000036740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 29, 2026 |
| Property Address | 181 SIESTA DR, APTOS, CA 95003-4024 |
| Document Number | 0000014774 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202614774 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | SILK TITLE UTAH LLC, SILK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 SIESTA DR, APTOS, CA 95003-4024 |
| Document Number | 0000014775, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202614775 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 181 SIESTA DR, APTOS, CA 95003-4024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033423 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019-0033423 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 31, 2017 |
| Property Address | 181 SIESTA DR, APTOS, CA 95003-4024 |
| Document Number | 0000036740 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 36740 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2017 |
| Title Company | NCS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 181 SIESTA DR APTOS CA 950034024, APTOS, CA 95003-4024 |
| Document Number | 36741 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 36741 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100,473 (+2%) Land $660,284 Building $440,189 | ||
| 2025 | $12,612.00 (+9.46%) Homeowner's exemption | $1,078,895 (+4.04%) Land $647,337 Building $431,558 | |
| 2023 | $11,522.00 (+1.69%) Homeowner's exemption | $1,037,000 Land $622,200 Building $414,800 | $1,299,960 |
| 2022 | $11,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.
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