181 Sheffield Cir E, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 181 Sheffield Cir E, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,129 sqft · built 1983
Lot Size	0.383 acres (16,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Feb 2020)
Tax Bill	$8,719 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-6914-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-6914-5`
Alternative APNs	`12-28-15-02857-002-0010` `281512028570020010` `152812028570020010` `R128096`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,129 sqft Living Area
Gross Area	4,706 sqft
1st Floor Area	3,129 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,670 sqft (0.383 acres)
Lot Dimensions	142 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	782 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R128096
Street Address	181 SHEFFIELD CIR E
City	PALM HARBOR
State	FL
Zip	34683-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BARRINGTON OAKS WEST BLK 2, LOT 1
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	BARRINGTON OAKS WEST
Legal Tract	2857
Legal Block	2
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4011
Census Tract	27208

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit HANCOCK BK/AL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	202064322
Deed Book / Page	20897 / 285
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	181 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5737
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0214320929
Date	Mar 12, 2021
Book Page	21432/929
Instrument	2021081739

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	181 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5737
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SHEFFIELD E CIR, PALM HARBOR, FL 34683-5737

Mortgage

Document Number	0232821769
Date	Sep 3, 2025
Book Page	23282/1769
Instrument	2025252573

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 25, 2020
Property Address	181 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5737
Document Number	0208970285
Book / Page	20897 / 285
Map Reference	MB 85 PG 72&73
Instrument Date	Feb 24, 2020
Instrument	2020064322
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AMERICAN NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	843 FOREST GLEN CT, 843, PALM HARBOR, FL 34683-0015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5737

Mortgage

Document Number	0208970286
Date	Feb 25, 2020
Instrument	20897/0286

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	181 SHEFFIELD CIR E, PALM HARBOR, FL 34683-5737
Document Number	0199802600
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	181 SHEFFIELD CIR E PALM HARBOR FL 346835737, PALM HARBOR, FL 34683-5737

Mortgage

Document Number	0199802600
Date	Mar 20, 2018
Book Page	019980/002600
Instrument	85098

Lender

Name	HANCOCK BK/AL
Type	Bank
Address	CLEARWATER, FL 33761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,719.00 (+6.99%) Homeowner's exemption	$500,619 (+5.99%)	$905,172 (+26.88%) Land $205,319 Building $699,853
2023	$8,149.00 (+2.75%) Homeowner's exemption	$472,340 (+3%)	$713,400 (+29.6%) Land $181,552 Building $531,848
2022	$7,931.00 Homeowner's exemption	$458,583	$550,464 Land $143,621 Building $406,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	3 (2012–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2013 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Sheffield Cir E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures