181 Seminole Dr, Stephenville, TX 76401 Property Records

Erath County property record for 181 Seminole Dr, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	1,530 sqft · built 1973
Lot Size	0.319 acres (13,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,100 (Jun 2021)
Tax Bill	$3,661 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R000034515`

Property Details

APN / Parcel Number

Primary APN	`R000034515`
Alternative APN	`R.6900.00010.00.0`

Interior

Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	13,896 sqft (0.319 acres)
Patio Area	180 sqft

Location & Zoning

Account Number	R.6900.00010.00.0
Street Address	181 SEMINOLE DR
City	STEPHENVILLE
State	TX
Zip	76401-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6900 WEST GATE ADDITION;, BLOCK A;, LOT 1
Legal Subdivision	WEST GATE ADDITION
Legal Block	A
Legal Lot Number	1
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	3
Census Block	3021
Census Tract	950401

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Feb 7, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 30, 2021	Vendor's Lien, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	20215041
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0000005041
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825

Mortgage

Document Number	0202400097
Date	Jan 5, 2024
Instrument	2024-00097

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jul 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825

Mortgage

Document Number	0202300633
Date	Feb 7, 2023
Instrument	2023-00633

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2051

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Jun 30, 2021
Property Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825
Document Number	202105041
Map Reference	VOL 434 PG 111
Instrument Date	Jun 25, 2021
Instrument	2021-05041
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825

Mortgage

Document Number	202105043
Date	Jun 30, 2021
Instrument	2021-05043

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	202105042
Date	Jun 30, 2021
Instrument	2021-05042

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	181 SEMINOLE DR, STEPHENVILLE, TX 76401-3825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202008271
Date	Dec 30, 2020
Instrument	2020-08271

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,661.00	$218,630 (-) Land $40,000 Building $178,630	$218,630 (-) Land $40,000 Building $178,630
2025	$3,661.00 (+2.81%)	$218,630 (+8.77%) Land $40,000 Building $178,630	$218,630 (+8.77%) Land $40,000 Building $178,630
2023	$3,561.00 (+3.82%)	$201,000 Land $50,000 Building $151,000	$201,000 Land $50,000 Building $151,000
2022	$3,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Brightspeed, Nextlink, Verizon.

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