Barnstable County and Barnstable Town City property record for 181 School St, Cotuit, MA 02635 · Last verified July 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,155,000 (May 2026) |
| Tax Bill | $5,840 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:020 L:090 |
| Primary APN | COTU M:020 L:090 |
|---|---|
| Alternative APN |
|
| Lot Area | 26,136 sqft (0.6 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Account Number | 8592 |
|---|---|
| Street Address | 181 SCHOOL ST |
| City | COTUIT |
| State | MA |
| Zip | 02635-3240 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Lot Number | 90 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records · APN COTU M:020 L:090
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 PIER 4 BLVD, 1104, BOSTON, MA 02210-1953 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NQM FUNDING LLC |
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NQM FUNDING LLC |
| May 29, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Aug 11, 2005 · Amount on Record |
| Deed Document Number | 202621164 |
| Deed Book / Page | 37652 / 258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTUIT MA |
| Property Address | 181 SCHOOL ST, COTUIT, MA 02635-3240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037368-215 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 37368/215 |
| Instrument | 52461 |
| Name | NQM FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTUIT MA |
| Property Address | 181 SCHOOL ST, COTUIT, MA 02635-3240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0037462-41 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 37462/41 |
| Instrument | 5672 |
| Name | NQM FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COTUIT MA |
| Recording Date | May 29, 2026 |
| Property Address | 181 SCHOOL ST, COTUIT, MA 02635-3240 |
| Document Number | 037652-258 |
| Book / Page | 37652 / 258 |
| Instrument Date | May 15, 2026 |
| Instrument | 202621164 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Date | May 29, 2026 |
|---|
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,840.00 (+5.78%) | $699,400 (-0.17%) Land $281,100 Building $418,300 | $1,212,295 |
| 2024 | $5,521.00 (+1.96%) | $700,600 (+8.28%) Land $281,100 Building $419,500 | |
| 2023 | $5,415.00 | $647,000 Land $278,100 Building $368,900 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 16% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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