Horry County property record for 181 Saddle St, Conway, SC 29527
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,835 sqft · built 2023 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,999 (Aug 2025) |
| Tax Bill | $3,709 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402-09-04-0036 |
| Primary APN | 402-09-04-0036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,835 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 110 sqft |
| Fence | Fence |
| Heating System | Heat Pump |
|---|
| Street Address | 181 SADDLE ST |
|---|---|
| City | CONWAY |
| State | SC |
| Zip | 29527-6977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 70602 |
181 Saddle St is owned and occupied by an individual who bought it in August 2025.
Source: Horry County records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 181 SADDLE ST, CONWAY, SC 29527-6977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on File |
| Deed Sale | Aug 28, 2025 · Amount on File |
| Prior Sale | Jan 16, 2024 · Amount on File |
| Deed Document Number | 2025000095190 |
| Deed Book / Page | 4985 / 331 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Aug 28, 2025 |
| Property Address | 181 SADDLE ST, CONWAY, SC 29527-6977 |
| Document Number | 0049850331 |
| Book / Page | 4985 / 331 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 2025000095190 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 SADDLE ST, CONWAY, SC 29527-6977 |
| Document Number | 0069432608 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 6943/2608 |
| Name | SOUTHTRUST MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 181 Saddle St was $3,709.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,709.00 | ||
| 2024 | $11,560 Land $1,614 Building $9,946 | $288,979 Land $40,350 Building $248,629 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 181 Saddle St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 30 (1983–2023) |
| Claims Outside the SFHA | 3 of 30 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Saddle St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
May also be available: Spectrum.
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