181 S Main St, Seneca, IL 61360 Property Records

LaSalle County property record for 181 S Main St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1964
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,000 (Jan 2024)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-26-207-030`

Property Details

APN / Parcel Number

Primary APN	`24-26-207-030`
Alternative APN	`20-26-229-027`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	181 S MAIN ST
City	SENECA
State	IL
Zip	61360-9467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNDERHILLS ADD, LT 14 BLK 7 SEC 26-33-5
Legal Range	05
Legal Township	33
Legal Section	26
Legal Subdivision	UNDERHILLS ADD
Legal Block	7
Legal Lot Number	14
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	1
Census Block	1008
Census Tract	963700

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 S MAIN ST, SENECA, IL 61360-9467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Sep 2, 2008 · Amount on Record
Deed Document Number	2024673
Prior Transfer Date	Apr 7, 2015
Prior Transfer Doc	0201507626
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jan 22, 2024
Property Address	181 S MAIN ST, SENECA, IL 61360-9467
Document Number	0202400673
Instrument Date	Jan 17, 2024
Instrument	2024-00673
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	181 S MAIN ST, SENECA, IL 61360-9467

Mortgage

Document Number	0202400674
Date	Jan 22, 2024
Instrument	2024-00674

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.63%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,393.00 (+17.3%)	$74,599 (+20.15%) Land $6,391 Building $68,208	$223,797 (+20.15%) Land $19,173 Building $204,624
2024	$3,745.00	$62,088 (+29.56%) Land $5,319 Building $56,769	$186,264 (+29.56%) Land $15,957 Building $170,307
2023		$47,921 (+7.17%) Land $5,330 Building $42,591	$143,763 (+7.17%) Land $15,990 Building $127,773
2022		$44,715 Land $4,871 Building $39,844	$134,145 Land $14,613 Building $119,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA serves 2,353 people · EPA ID IL0991050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, digiMax, Verizon, Watch TV.

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