181 S 13 Ranch Rd, Payson, AZ 85541 Property Records

Gila County property record for 181 S 13 Ranch Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,402 sqft · built 2000
Lot Size	3.25 acres (141,570 sqft)
Owner	Trust Name on Record
Last Sale	$710,000 (Jul 2017)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2017 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`303-13-008D`

Property Details

APN / Parcel Number

Primary APN	`303-13-008D`
Alternative APNs	`R039947` `039947`

Interior

Stories	2 Stories
Building Area	2,402 sqft Living Area
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood Siding
Roof Material	Asbestos
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	498 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R039947
Street Address	181 S 13 RANCH RD
City	PAYSON
State	AZ
Zip	85541-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 19 TOWNSHIP: 10.5N RANGE: 14E PARCEL 1 , ROS 3178 NE4 SEC 19 T10.5N R14E = 3.25 AC (OUT OF 303-13-008C)
Legal Range	14E
Legal Township	10
Legal Section	19
Legal Subdivision	SURVEY MAP 3178
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1015
Census Tract	200

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2815 E HOUSTON AVE, GILBERT, AZ 85234-4021
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit HOME POINT FINANCIAL CORPORATION
Jul 21, 2017	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jul 21, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	0201700729
Deed Book / Page	2017007 / 29
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	181 S 13 RANCH RD, PAYSON, AZ 85541-6417
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 E HOUSTON AVE, GILBERT, AZ 85234-4021

Mortgage

Document Number	0000015562
Date	Nov 16, 2021
Instrument	2021-015562

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Jul 21, 2017
Property Address	181 S 13 RANCH RD, PAYSON, AZ 85541-6417
Document Number	0000007029
Instrument Date	Jul 14, 2017
Instrument	7029
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2815 E HOUSTON AVE GILBERT AZ 852344021, GILBERT, AZ 85234-4021

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jul 21, 2017
Property Address	181 S 13 RANCH RD, PAYSON, AZ 85541-6417
Document Number	0000007027
Instrument Date	Jul 13, 2017
Instrument	7027
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$710.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2815 E HOUSTON AVE GILBERT AZ 852344021, GILBERT, AZ 85234-4021
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,771 (+10.17%) Land $19,392 Building $44,379	$637,707 (+10.17%) Land $193,917 Building $443,790
2025	$5,686.00 (+8.72%)
2024		$57,882 Land $14,967 Building $42,915	$578,820 Land $149,668 Building $429,152
2023	$5,230.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.4% of the US · above 99.1% of Arizona
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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