181 Rugar St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 181 Rugar St, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,544 sqft · built 1961
Lot Size	0.237 acres (10,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Sep 2019)
Tax Bill	$8,511 (2026)
Deeds & Mortgages	Mar 2022 Refinance Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091300 221.9-2-1`

Property Details

APN / Parcel Number

Primary APN	`091300 221.9-2-1`
Alternative APN	`130022100900020010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,040 sqft
Upper Floors Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,350 sqft (0.237 acres)
Lot Dimensions	138 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	181 RUGAR ST
City	PLATTSBURGH
State	NY
Zip	12901-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	SING FR DWLG GAR LOT
Legal Block	2
Legal Lot Number	1.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	4
Census Block	4017
Census Tract	101000

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 RUGAR ST, PLATTSBURGH, NY 12901-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Sep 26, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	201920190-00303460
Last Transfer Date	Sep 29, 2021
Transfer Doc	0000323308
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Mar 21, 2022
Property Address	181 RUGAR ST, PLATTSBURGH, NY 12901-3104
Document Number	0000323308
Instrument Date	Sep 29, 2021
Instrument	20220-00323308
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RUGAR ST, PLATTSBURGH, NY 12901-3104

Mortgage

Document Number	0000323309
Date	Mar 21, 2022
Instrument	20220-00323309

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Sep 26, 2019
Property Address	181 RUGAR ST, PLATTSBURGH, NY 12901-3104
Document Number	0000303460
Instrument Date	Sep 19, 2019
Instrument	303460
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 MAPLE RIDGE DR WEST CHAZY NY 129929772, WEST CHAZY, NY 12992-9772

Mortgage

Document Number	303461
Date	Sep 26, 2019
Instrument	303461

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,511.00 (+134.46%)
2025	$3,630.00	$275,100 (+30.69%) Land $34,800 Building $240,300	$275,100 (+30.69%) Land $34,800 Building $240,300
2023		$210,500 Land $34,800 Building $175,700	$210,500 Land $34,800 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Westelcom Networks.

Nearby Properties on Rugar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures