181 Ruby Cir, Galena, MO 65656 Property Records

Stone County property record for 181 Ruby Cir, Galena, MO 65656 · Last verified November 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Year Built	Built 2006
Square Footage	1,984 sqft Adjusted Area
Tax Bill	$820.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-4.0-20-002-007-011.001`

Interior

Building Area	1,984 sqft Adjusted Area

Exterior

Year Built	Built 2006

Location & Zoning

Street Address	181 RUBY CIR
City	GALENA
State	MO
Zip	65656-4523
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:15 BLK:7 SUBD:LAKE SHORE ACRES SEC/TWN/RNG/MER:SEC 20 TWN 23 RNG 23
Legal Subdivision	LAKE SHORE ACRES
Legal Block	7
Legal Lot Number	15
Jurisdiction	STONE MO
Minor Civil Division	RUTH A
Census Blockgroup	2
Census Block	2011
Census Tract	90201

Owner

Source: Stone County records · APN 11-4.0-20-002-007-011.001

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2747 W ALLEN DR, SPRINGFIELD, MO 65810-1267
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2020
Deed Sale	Oct 06, 2020
Deed Doc Number	202000012352
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Oct 06, 2020
Property Address	181 RUBY CIR, GALENA, MO 65656-4523
Document Number	202000012352
Map Reference	MB 2 PG 76
Instrument Date	Oct 02, 2020
Instrument	202000012352
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2747 W WALNUT ST, SPRINGFIELD, MO 65802-4744

Mortgage

Document Number	202000012354
Date	Oct 06, 2020
Instrument	202000012354

Lender

Name	CENTRAL BANK OF THE OZARKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	1-Year CMT
Margin	3
Max Rate	7.87%

Tax Assessment & Valuation

Source: Stone County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00	$16,780 (-)	$88,300 (-) Land $4,600 Building $83,700
2023	$820.00	$16,780	$88,300 Land $4,600 Building $83,700

Flood & Wildfire

181 Ruby Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Stone County (29209C), updated August 27, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 38th percentile of exposed land nationally · 33rd in Missouri
Wildfire Likelihood	Moderate — about 1 in 1,667 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.