Cortland County and Harford Town property record for 181 Rte 38, Harford, NY 13784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,267 sqft · built 1991 |
| Lot Size | 38.8 acres (1,692,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,500 (Nov 2017) |
| Tax Bill | $2,791 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 112800 162.00-03-04.100 |
| Primary APN | 112800 162.00-03-04.100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,267 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,692,306 sqft (38.8 acres) |
| Garage Type | Detached |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 181 ROUTE 38 |
|---|---|
| City | HARFORD |
| State | NY |
| Zip | 13784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 4.100 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HARFORD |
| Census Block Group | 3 |
| Census Block | 3088 |
| Census Tract | 971200 |
Source: Cortland County and Harford Town records, as of March 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 ROUTE 11, TULLY, NY 13159 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on File |
| Deed Sale | Nov 17, 2017 · Amount on File |
| Deed Document Number | 20175608 |
| Record Updated | Jun 8, 2026 |
Source: Cortland County and Harford Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Harford Town |
| Unified School District | Dryden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (-2.1%) | $153,500 (-) Land $66,500 Building $87,000 | $201,974 (+18.42%) Land $87,500 Building $114,474 |
| 2023 | $2,851.00 | $153,500 Land $66,500 Building $87,000 | $170,556 Land $73,889 Building $96,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2011–2017) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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