181 River St, Saranac Lake, NY 12983 Property Records

Essex County and North Elba Town property record for 181 River St, Saranac Lake, NY 12983

Property Summary

Property Type	Motel
Details	3 bd · 2 ba · 1,077 sqft · built 1930
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$490,000 (Jun 2022)
Tax Bill	$4,833 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2019 Sale
APN	`671A100213`

Property Details

APN / Parcel Number

Primary APN	`671A100213`
Alternative APNs	`1540030320JB00020090000000` `154003 32.214-2-9.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,077 sqft Gross Area
1st Floor Area	1,012 sqft
Upper Floors Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	780 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	671A100213
Street Address	181 RIVER ST
City	SARANAC LAKE
State	NY
Zip	12983
Property Category	Commercial
Property Type	Commercial > Retail > Motel
Local Zoning Code	07 - MIXED
Legal Description	12 TWP 11 OMT
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	ESSEX NY
Township / Civil Division	NORTH ELBA
Census Block Group	1
Census Block	1008
Census Tract	960401

Owner

181 River St, a commercial property, is owned by a company that bought it in June 2022.

Source: Essex County and North Elba Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	185 RIVER ST, SARANAC LAKE, NY 12983-2022
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Dec 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Sep 19, 2002 · Amount on File
Deed Document Number	20223071
Deed Book / Page	2088 / 276
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jun 30, 2022
Property Address	181 RIVER ST, SARANAC LAKE, NY 12983
Document Number	002088/276
Book / Page	2088 / 276
Instrument Date	Jun 26, 2022
Instrument	2022-3071
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 RUE ST JOSEPH WAY, SARANAC LAKE, NY 12983-2360

Mortgage

Document Number	0020223072
Date	Jun 30, 2022
Instrument	2022-3072

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Dec 23, 2019
Property Address	181 RIVER ST, SARANAC LAKE, NY 12983
Document Number	0001975/80
Book / Page	1975 / 80
Instrument Date	Dec 20, 2019
Instrument	2019-4924
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 RIVER ST, SARANAC LAKE, NY 12983-2022

Tax Assessment & Valuation

The 2026 property tax bill for 181 River St was $4,833, down 47.6% from the year before.

Source: Essex County and North Elba Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	North Elba Town
Municipality	Saranac Lake Village
Unified School District	Saranac Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,833.00 (-47.55%)
2025	$9,215.00	$460,600 Land $132,500 Building $328,100	$460,600 Land $132,500 Building $328,100
2023		$430,000 (-12.65%) Land $122,500 Building $307,500	$430,000 (-12.65%) Land $122,500 Building $307,500
2022	$5,438.00 Veteran's exemption	$492,300 Land $111,400 Building $380,900	$492,300 Land $111,400 Building $380,900
2020	$13,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 181 River St; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARANAC LAKE V serves 5,345 people · EPA ID NY1600011
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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