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181 River Rd, Cleveland, TX 77328 Property Records

San Jacinto County property record for 181 River Rd, Cleveland, TX 77328

Property Summary

Property TypeCommercial
Lot Size5.02 acres (218,671 sqft)
Owner2 Individual Names on Record
Tax Bill$1,791 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2025 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN7030-006-6040

Property Details

APN / Parcel Number

Primary APN7030-006-6040
Alternative APN
  • 77028

Exterior

Lot Area218,671 sqft (5.02 acres)

Location & Zoning

Account Number7030-006-6040
Street Address181 RIVER RD
CityCLEVELAND
StateTX
Zip77328-3103
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionRIVER CREEK VILLAGE #1, BLOCK 6, LOT 604, ACRES 5.02
Legal SubdivisionRIVER CREEK VILLAGE #1
Legal Block6
Legal Lot Number604
JurisdictionSAN JACINTO TX
Township / Civil DivisionSHEPHERD-EVERGREEN
Census Block Group3
Census Block3014
Census Tract200105

Owner

Source: San Jacinto County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8710 EMMOTT RD, HOUSTON, TX 77040-3506
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Feb 14, 2025Deed of Trust, Mortgage · Construction Mortgage
INSPIRATION TEXAS LLC A BANK CHARTERED
Apr 30, 2024Warranty Deed, Transfer
SENATE TITLE COMPANY INC, EASTEX TITLE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2024
Deed SaleApr 30, 2024
Deed Document Number20242428
Deed Book / Page50169
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JACINTO TX
Recording DateApr 27, 2026
Property Address181 RIVER RD, CLEVELAND, TX 77328-3103
Document Number0020262227
Book / Page2026 / 12987
Instrument DateApr 14, 2026
Instrument20262227
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 RIVER RD, CLEVELAND, TX 77328-3103
InvestorPossibly a Property Investor

Mortgage

Document Number0000002227,
DateApr 27, 2026
Book Page2026/12987
Instrument20262227
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JACINTO TX
Property Address181 RIVER RD, CLEVELAND, TX 77328
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22031 WHITE OAK DR, PORTER, TX 77365-4179
InvestorPossibly a Property Investor

Mortgage

Document Number0020250766
DateFeb 14, 2025
Instrument20250766
Lender
NameINSPIRATION TEXAS LLC A BANK CHARTERED
Address2111 PINE VALLEY DR, HOUSTON, TX 77019
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAN JACINTO TX
Recording DateApr 30, 2024
Property Address181 RIVER RD, CLEVELAND, TX 77328
Document Number0020242428
Map ReferenceVOL 5 PG 34
Instrument DateApr 30, 2024
Instrument20242428
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanySENATE TITLE COMPANY INC, EASTEX TITLE COMPANY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address251 RIVER RD, CLEVELAND, TX 77328-4957

Transferred To (Grantee/Buyer)

NameVerified Name
Address8710 EMMOTT RD, HOUSTON, TX 77040-3506
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Jacinto County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountySan Jacinto County
Unified School DistrictShepherd Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,791.00 (-1.54%)$115,460 (+53.33%) Land $115,460$115,460 (+53.33%) Land $115,460
2024$1,819.00 (+35.34%)
2023$75,300 Land $75,300$75,300 Land $75,300
2022$1,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2017–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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