181 Ridgeway Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 181 Ridgeway Cir, Crestview, FL 32536 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2025
OwnerIndividual Name on File
Last Sale$293,700 (Oct 2025)
Tax Bill$524 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-173-9237-3

Property Details

APN / Parcel Number

Primary APNC56-001-173-9237-3
Alternative APN
  • 05-3N-23-1500-0000-1120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Heated Area
Gross Area2,200 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Garage TypeFinished
PorchOpen Porch
Porch Area20 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address181 RIDGEWAY CIR
CityCRESTVIEW
StateFL
Zip32536-2173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY LANDING PHASE 2 LOT 112
Legal SubdivisionRIDGEWAY LANDING PH 2
Legal Phase2
Legal Lot Number112
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1002
Census Tract20500

Owner

Source: Okaloosa County records · APN C56-001-173-9237-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address181 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2025Deed of Trust, Mortgage · Stand-Alone First Mortgage
OKALOOSA COUNTY
Oct 29, 2025Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
AMERIS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Deed Document Number3781075
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address181 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173

Mortgage

Document Number0003787374
DateDec 05, 2025
Instrument3787374
Lender
NameOKALOOSA COUNTY
TypeGovernment Agency
AddressSHALIMAR, FL 32579
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 29, 2025
Property Address181 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
Document Number0003781075
Map ReferenceMB 30 PG 75
Instrument DateOct 28, 2025
Instrument3781075
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 09, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,055.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173

Mortgage

Document Number0003781076
DateOct 29, 2025
Instrument3781076
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$524.00$33,064 Land $33,064$33,064 Land $33,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,031 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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