181 Ridgeline Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 181 Ridgeline Rd, Talking Rock, GA 30175

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.39 acres (147,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Feb 2024)
Tax Bill	$552 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`022-106-105`

Property Details

APN / Parcel Number

Primary APN	`022-106-105`
Alternative APN	`22021`

Interior

Full Baths	3 Baths
Building Area	2,985 sqft Living Area
Basement Area	1,990 sqft
Unfinished Basement	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	147,668 sqft (3.39 acres)
Terrain	Rolling
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	22021
Street Address	181 RIDGELINE RD
City	TALKING ROCK
State	GA
Zip	30175-3200
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RR
Legal Description	DIST12 LL264 LT5 3.39AC THE RIDGE
Legal Subdivision	THE RIDGE
Legal Phase	1
Legal Lot Number	5
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	1
Census Block	1018
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 SLEEPY HOLLOW CIR, 20101, JASPER, GA 30143-5596
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF PICKENS COUNTY
Jun 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage IMPECCABLE LENDING
Jul 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage IMPECCABLE LENDING
Feb 28, 2024	Warranty Deed, Transfer
Jun 16, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 12, 2022	Warranty Deed, Transfer
Oct 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Jun 22, 2023
Deed Book / Page	1391 / 168
Prior Transfer Date	Jun 16, 2023
Prior Transfer Doc	0013670989
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 PRESTON GLEN CIR, CANTON, GA 30114-4199

Mortgage

Document Number	0013080000000890
Date	Dec 28, 2021
Book Page	0000001308/0000000890

Lender

Name	COMMUNITY BANK OF PICKENS COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 N RIDGE RD, TALKING ROCK, GA 30175-4165

Mortgage

Document Number	0014400000000238
Date	Jun 27, 2025
Book Page	0000001440/0000000238

Lender

Name	IMPECCABLE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 N RIDGE RD, TALKING ROCK, GA 30175-4165

Mortgage

Document Number	0014410000000281
Date	Jul 7, 2025
Book Page	0000001441/0000000281

Lender

Name	IMPECCABLE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Feb 28, 2024
Property Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200
Document Number	0013910168
Book / Page	1391 / 168
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Jun 16, 2023
Property Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200
Document Number	0013670989
Book / Page	1367 / 989
Instrument Date	Jun 16, 2023
Instrument	2023-001368
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 PARKS CIR, WOODSTOCK, GA 30188-4134

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Aug 12, 2022
Property Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200
Document Number	0013380065
Book / Page	1338 / 65
Instrument Date	Aug 12, 2022
Instrument	2022-002226
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HERITAGE WAY, ELLIJAY, GA 30540-4400

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Oct 8, 2021
Property Address	181 RIDGELINE RD, TALKING ROCK, GA 30175-3200
Document Number	0012960937
Book / Page	1296 / 937
Instrument Date	Oct 8, 2021
Instrument	2021-002531
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 PRESTON GLEN CIR, CANTON, GA 30114-4199

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,159 (+801.86%) Land $40,680 Building $234,479	$687,897 (+801.86%) Land $101,700 Building $586,197
2025	$552.00 (+13.11%)	$30,510 (+27.13%) Land $30,510	$76,275 (+27.13%) Land $76,275
2023	$488.00	$24,000 (-) Land $24,000	$60,000 (-) Land $60,000
2022	$488.00	$24,000 Land $24,000	$60,000 Land $60,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
ETC Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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