181 Ridge Rd, Madison, CT 06443 Property Records

Madison Town property record for 181 Ridge Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,529 sqft · built 1973
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Sep 2025)
Tax Bill	$7,393 (2025)
Deeds & Mortgages	Apr 2026 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:72 B:10`

Property Details

APN / Parcel Number

Primary APN	`MADI M:72 B:10`
Alternative APNs	`00428300` `428300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	3,690 sqft
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	428300
Street Address	181 RIDGE RD
City	MADISON
State	CT
Zip	06443-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	10
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3011
Census Tract	194201

Owner

Source: Madison Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	181 RIDGE RD, MADISON, CT 06443-2047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2021	Deed of Trust, Mortgage · Balloon Mortgage BETTER MORTGAGE CORP
Apr 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Sep 25, 2025	Warranty Deed, Transfer · Line of Credit NOVUS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Deed Book / Page	2305 / 741
Last Transfer Date	Apr 21, 2026
Transfer Doc	02311-1058
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Apr 27, 2026
Property Address	181 RIDGE RD, MADISON, CT 06443-2047
Document Number	02311-1058
Book / Page	2311 / 1058
Instrument Date	Apr 21, 2026
Instrument	2026804
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RIDGE RD, MADISON, CT 06443-2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	181 RIDGE RD, MADISON, CT 06443-2047
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002197-206
Date	Mar 3, 2021
Book Page	2197/206
Instrument	732

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	181 RIDGE RD, MADISON, CT 06443-2047
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002280-138
Date	Apr 18, 2023
Book Page	2280/138
Instrument	2023-743

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Sep 25, 2025
Property Address	181 RIDGE RD, MADISON, CT 06443-2047
Document Number	002305-741
Book / Page	2305 / 741
Instrument Date	Sep 17, 2025
Instrument	20251919
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020251920
Date	Sep 25, 2025
Instrument	2025-1920

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,393.00	$329,600 (+58.61%) Land $122,200 Building $207,400	$230,720 Land $85,540 Building $145,180
2024	$7,393.00 (+18.71%)
2023	$6,228.00 (+1.91%)	$207,800 (-) Land $94,000 Building $113,800
2022	$6,111.00	$207,800 Land $94,000 Building $113,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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