181 Ray Mar Acres Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 181 Ray Mar Acres Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2006
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2021)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Sep 2025 Sale Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550103211660000`

Property Details

APN / Parcel Number

Primary APN	`550103211660000`
Alternative APN	`56103`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Heated Area
Gross Area	3,712 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Unfinished Basement	816 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	239 ft deep x 170 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Deck Area	400 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56103
Street Address	181 RAY MAR ACRES DR
City	MURPHY
State	NC
Zip	28906-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HIGHLAND ESTATES 1642/672
Legal Subdivision	HIGHLAND ESTATES
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2024
Census Tract	930501

Owner

Source: Cherokee County records · APN 550103211660000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	181 RAY MAR ACRES DR, MURPHY, NC 28906-9052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer
Nov 15, 2021	Warranty Deed, Transfer
Apr 29, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	20217692
Deed Book / Page	1696 / 666
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	1642/672
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 12, 2025
Property Address	181 RAY MAR ACRES DR, MURPHY, NC 28906-9052
Document Number	01785/1312
Book / Page	1785 / 1312
Instrument Date	Sep 08, 2025
Instrument	4425
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3612 BUFFETT ST, NEW PORT RICHEY, FL 34655-2060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 RAY MAR ACRES DR, MURPHY, NC 28906-9052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 15, 2021
Property Address	181 RAY MAR ACRES DR, MURPHY, NC 28906-9052
Document Number	1696/666
Book / Page	1696 / 666
Instrument Date	Oct 26, 2021
Instrument	7692
Transaction Type	Transfer
Record Updated	Dec 01, 2021

Transaction

Amount	Amount Recorded
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 DEER LAKE CIR, 155, ORMOND BEACH, FL 32174-4275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3612 BUFFETT ST, NEW PORT RICHEY, FL 34655-2060

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Apr 29, 2020
Property Address	181 RAY MAR ACRES DR, MURPHY, NC 28906-9052
Document Number	1642/672
Book / Page	1642 / 672
Instrument Date	Apr 15, 2020
Instrument	2125
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	155 DEER LAKE CIR, ORMOND BEACH, FL 32174-4275

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,329.00	$193,190 (-)	$193,190 (-) Land $11,000 Building $182,190
2023		$193,190	$193,190 Land $11,000 Building $182,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	10 / 1

May also be available: CND Acquisition.

Based on FCC filings for 85 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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