Montgomery County property record for 181 Railroad St, Ramer, AL 36069
| Property Type | Mobile Home |
|---|---|
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $460 (2026) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-01-02-0-009-007.001 |
| Primary APN | 29-01-02-0-009-007.001 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile/Manufactured |
|---|---|
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 186 ft deep x 120 ft wide |
| Deck Area | 1,220 sqft |
| Account Number | 292697 |
|---|---|
| Street Address | 181 RAILROAD ST |
| City | RAMER |
| State | AL |
| Zip | 36069 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SEC 2 T12N R18E .56 AC IN SE1/4 OF NE1/4 2901020009007001 |
| Legal Range | 18E |
| Legal Township | 12N |
| Legal Section | 02 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | RAMER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5800 |
181 Railroad St, a mobile home, is owned and occupied by two individuals.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 RAILROAD ST, RAMER, AL 36069-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 181 RAILROAD ST, RAMER, AL 36069 |
| Document Number | 0053660910 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 203 RAILROAD ST RAMER AL 360699107, RAMER, AL 36069-9107 |
| Document Number | 0053660910 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 005366/000910 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 181 Railroad St was $460 with a homeowner's exemption, down 9.8% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460.00 (-9.8%) | ||
| 2025 | $510.00 Homeowner's exemption | $14,740 Land $820 Building $13,920 | $147,400 Land $8,200 Building $139,200 |
| 2023 | $479.00 Homeowner's exemption | $12,940 Land $620 Building $12,320 | $129,400 Land $6,200 Building $123,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Railroad St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Railroad St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mon-Cre Telephone Cooperative Fiber | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
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