181 Putnam Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 181 Putnam Ave, Freeport, NY 11520

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,448 sqft · built 1955
Lot Size0.187 acres (8,125 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Feb 2010)
Tax Bill$12,135 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN55-00M-00-0415

Property Details

APN / Parcel Number

Primary APN55-00M-00-0415
Alternative APNs
  • 5500M000415000000000
  • 2009-55-M-00-0415-0
  • 282009 55.-M-415
  • 55 M 04150

Interior

Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,448 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,741 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area8,125 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area237 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55 M 04150
Street Address181 PUTNAM AVE
CityFREEPORT
StateNY
Zip11520-1151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description415,422
Legal BlockM
Legal Lot Number415
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4006
Census Tract414100

Owner

181 Putnam Ave is owned and occupied by two individuals who bought it in February 2010.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address181 PUTNAM AVE, FREEPORT, NY 11520-1151
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Dec 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2010 · Amount on File
Deed SaleFeb 2, 2010 · Amount on File
Deed Document Number20101380
Deed Book / Page12583 / 828
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address181 PUTNAM AVE, FREEPORT, NY 11520-1151
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0453380164
DateApr 27, 2021
Book Page45338/164
Instrument2021-055383
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term276 Months
DueMar 1, 2044
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address181 PUTNAM AVE, FREEPORT, NY 11520-1151
Document Number0426070582
Book / Page042607 / 000582
Instrument DateDec 23, 2017
Transaction TypeMortgage
Record UpdatedFeb 2, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address181 PUTNAM AVE FREEPORT NY 115201151, FREEPORT, NY 11520-1151

Mortgage

Document Number0426070582
DateJan 9, 2018
Book Page042607/000582
Instrument2653
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 181 Putnam Ave was $12,135 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
MunicipalityFreeport Village
Unified School DistrictBaldwin Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$530 Land $168 Building $362$530,000
2025$12,135.00
2023$10,738.00 Homeowner's exemption$530 Land $168 Building $362$530,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 Putnam Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1978–1992)
Most Recent ClaimDec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding
Claims by Event
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Putnam Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEPORT (V)
serves 45,000 people · EPA ID NY2902823
Water SourceGroundwater
Last State InspectionFeb 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Putnam Ave

Nearby Streets

Search Property Records by Address or Parcel Number