181 Purchase St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 181 Purchase St, Rye, NY 10580

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$335,000 (Jan 2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`551400 139-19-2-66-1`

Property Details

APN / Parcel Number

Primary APN	`551400 139-19-2-66-1`

Location & Zoning

Street Address	181 PURCHASE ST
City	RYE
State	NY
Zip	10580-2113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT:66.001 BLK:2 SEC:139.19 DIST:551400 CITY/MUNI/TWP:RYE
Legal Block	2
Legal Lot Number	66.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4022
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 HAWKSTONE ST APT E3, E3, BRONX, NY 10452-6215
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	643393207
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	181 PURCHASE ST, RYE, NY 10580-2113
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 PURCHASE ST, RYE, NY 10580-2113
Investor	Possibly a Property Investor

Mortgage

Document Number	0660303012
Date	Jan 30, 2026
Instrument	660303012

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$2,722 (-) Land $1,222 Building $1,500	$216,032 (+2.38%) Land $96,984 Building $119,048
2023	$2,722 Land $1,222 Building $1,500	$211,008 Land $94,729 Building $116,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 units insured incl. 2 condo units
Nearby Flood Claims	559 (1978–2023)
Claims Outside the SFHA	44 of 559
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 76 claims Hurricane Irene, Sep 2011 · 74 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20