181 Pine St, Ragland, AL 35131 Property Records

St. Clair County property record for 181 Pine St, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	1,704 sqft · built 1970
Lot Size	0.64 acres (27,789 sqft)
Owner	2 Individual Names on Record
Tax Bill	$389 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-03-07-0-013-005.000`

Property Details

APN / Parcel Number

Primary APN	`19-03-07-0-013-005.000`
Alternative APNs	`00000817` `16385` `817`

Interior

Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,789 sqft (0.64 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00000817
Street Address	181 PINE ST
City	RAGLAND
State	AL
Zip	35131-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 CEDAR ACRES SEC 7, T 15S, R 5E DEED BK 153 P PB 436 7-15-5 DB 153 PG 758
Legal Range	05E
Legal Township	15S
Legal Section	07
Legal Subdivision	CEDAR ACRES
Legal Lot Number	7
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	2
Census Block	2025
Census Tract	40302

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 PINE ST, RAGLAND, AL 35131-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2009
Transfer Doc	0000006671
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	181 PINE ST, RAGLAND, AL 35131-3425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019721
Date	May 7, 2020
Book Page	MTG 2020/19721

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Mar 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Ragland Town
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$389.00 (+25.89%)	$12,160 (-49.3%)	$121,490 (+1.32%)
2023		$23,982 Land $520 Building $23,462	$119,910 Land $2,600 Building $117,310
2022	$309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RAGLAND, THE WWB OF THE serves 3,243 people · EPA ID AL0001208
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone Fiber	100 / 20

May also be available: Verizon.

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