181 Pine St, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 181 Pine St, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,612 sqft · built 1930
Lot Size	0.196 acres (8,531 sqft)
Owner	Individual Name on Record
Last Sale	$193,533 (Jul 2019)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Mortgage + 2 more
APN	`LACO M:447 B:184 L:26`

Property Details

APN / Parcel Number

Primary APN	`LACO M:447 B:184 L:26`
Alternative APN	`4552`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	3,630 sqft
1st Floor Area	837 sqft
Attic	Attic
Attic Area	837 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	8,531 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4552
Street Address	181 PINE ST
City	LACONIA
State	NH
Zip	03246-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	184
Legal Lot Number	26
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	4
Census Block	4011
Census Tract	965900

Owner

Source: Belknap County and Laconia City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 PINE ST, LACONIA, NH 03246-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORP
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 3, 2019	Warranty Deed, Transfer · FHA Mortgage HARBORONE MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Document Number	20196564
Deed Book / Page	3247 / 976
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	181 PINE ST, LACONIA, NH 03246-3243
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003716-167
Date	Nov 17, 2025
Book Page	3716/167
Instrument	2511050

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	181 PINE ST, LACONIA, NH 03246-3243
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3404-780
Date	Apr 9, 2021
Book Page	3404/780
Instrument	2105159

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACONIA CITY NH
Property Address	181 PINE ST, LACONIA, NH 03246-3243
Document Number	0033220171
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	181 PINE ST LACONIA NH 032463243, LACONIA, NH 03246-3243

Mortgage

Document Number	0033220171
Date	Jun 18, 2020
Book Page	003322/000171
Instrument	2006506

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Jul 3, 2019
Property Address	181 PINE ST, LACONIA, NH 03246-3243
Document Number	0032470976
Book / Page	003247 / 000976
Instrument Date	Jul 2, 2019
Instrument	6564
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,903.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 PINE ST LACONIA NH 032463243, LACONIA, NH 03246-3243

Mortgage

Document Number	32470979
Date	Jul 3, 2019
Book Page	003247/000979
Instrument	6565

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Belknap County and Laconia City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,356.00 (+4.14%)	$335,600 (+11.61%) Land $116,500 Building $219,100
2023	$4,183.00 (+9.62%)	$300,700 (+17%) Land $98,700 Building $202,000
2022	$3,816.00	$257,000 Land $83,800 Building $173,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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