181 Pearl St, Saint Albans, VT 05478 Property Records

St. Albans City property record for 181 Pearl St, Saint Albans, VT 05478

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 946 sqft · built 1978
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Oct 2025)
Tax Bill$3,244 (2025)
Deeds & MortgagesOct 2025 Sale
APN(173) 22067-181

Property Details

APN / Parcel Number

Primary APN(173) 22067-181
Alternative APNs
  • 549-173-00716
  • M:2206 B:7181

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area946 sqft Living Area
Basement Area880 sqft
Unfinished Basement880 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area13,939 sqft (0.32 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Street Address181 PEARL ST
CitySAINT ALBANS
StateVT
Zip05478-2123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT1FAM HSE
JurisdictionST ALBANS CITY VT
Township / Civil DivisionST. ALBANS
Census Block Group2
Census Block2001
Census Tract10700

Owner

181 Pearl St is owned and occupied by an individual who bought it in October 2025.

Source: St. Albans City records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address181 PEARL ST, SAINT ALBANS, VT 05478-2123
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2025 · Amount on File
Deed SaleOct 22, 2025 · Amount on File
Prior SaleApr 29, 2025 · Amount on File
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionST ALBANS CITY VT
Recording DateOct 22, 2025
Property Address181 PEARL ST, SAINT ALBANS, VT 05478-2123
Document Number1330937024
Instrument DateAug 25, 2025
Instrument1330937024
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

AmountAmount on Record
Tax$3,425.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address41 WALNUT ST, SAINT ALBANS, VT 05478-2125

Transferred To (Grantee/Buyer)

NameVerified Name
Address181 PEARL ST, SAINT ALBANS, VT 05478-2123

Tax Assessment & Valuation

The 2025 property tax bill for 181 Pearl St was $3,244, down 25.4% from the year before.

Source: St. Albans City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyFranklin County
MunicipalitySt. Albans City
Unified School DistrictMaple Run Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,244.00 (-25.44%)$262,300 (+97.52%) Land $78,100 Building $184,200
2024$4,351.00$132,800 Land $56,000 Building $76,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 181 Pearl St; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST ALBANS WATER DEPT
serves 10,200 people · EPA ID VT0005130
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Pearl St

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