181 Pearl St, Batavia, NY 14020 Property Records

Genesee County and Batavia City property record for 181 Pearl St, Batavia, NY 14020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,020 sqft · built 1900
Lot Size	0.23 acres (10,050 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,324 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Refinance + 1 more
APN	`180200 84.013-1-6`

Property Details

APN / Parcel Number

Primary APN	`180200 84.013-1-6`
Alternative APNs	`02000840130001006000` `00000331900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	959 sqft
2nd Floor Area	1,061 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,050 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	302 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000331900
Street Address	181 PEARL ST
City	BATAVIA
State	NY
Zip	14020-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	GENESEE NY
Township / Civil Division	BATAVIA
Census Block Group	2
Census Block	2016
Census Tract	950700

Owner

Source: Genesee County and Batavia City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	181 PEARL ST, BATAVIA, NY 14020-2926
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU
Jan 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	181 PEARL ST, BATAVIA, NY 14020-2926
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2023283
Date	Mar 16, 2023
Instrument	MTG2023-283

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	181 PEARL ST, BATAVIA, NY 14020-2926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2020929
Date	Jul 17, 2020
Instrument	MTG2020-929

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	181 PEARL ST, BATAVIA, NY 14020-2926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2019103
Date	Jan 31, 2019
Instrument	MTG2019-103

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: Genesee County and Batavia City assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
Municipality	Batavia City
Unified School District	Batavia City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,324.00 (-58.31%) Homeowner's exemption
2025	$5,575.00	$173,000 (+21.83%) Land $15,300 Building $157,700	$173,000 (+18.18%) Land $15,300 Building $157,700
2023		$142,000 Land $15,300 Building $126,700	$146,392 Land $15,773 Building $130,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (1985–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATAVIA CITY serves 15,475 people · EPA ID NY1800544
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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