Horry County property record for 181 Osprey Cove Loop, Myrtle Beach, SC 29588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 2002 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $719 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 449-10-03-0052 |
| Primary APN | 449-10-03-0052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Open Porch |
|---|---|
| Deck Area | 75 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1842501018 |
|---|---|
| Street Address | 181 OSPREY COVE LOOP |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-6565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSPREY COVE PH 4; LOT 118 |
| Legal Subdivision | OSPREY COVE PH 4 |
| Legal Lot Number | 118 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 51606 |
The current owner of 181 Osprey Cove Loop acquired it in August 2002.
Source: Horry County records, as of February 5, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 181 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6565 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Mar 23, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | May 15, 2002 · Amount on File |
| Last Transfer Date | Aug 15, 2002 |
| Transfer Doc | 2510/0040 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 181 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6565 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, SE |
| Name | Verified Name |
|---|---|
| Address | 181 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6565 |
| Document Number | 69400000001833 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | 0000006940/0000001833 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 181 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 181 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6565 |
| Document Number | 63590000001045 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 0000006359/0000001045 |
| Name | QUICKEN LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 181 Osprey Cove Loop was $719.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $719.00 | ||
| 2024 | $719.00 (+6.52%) | $10,485 (+75.66%) Land $3,500 Building $6,985 | $262,124 (+48.26%) Land $87,500 Building $174,624 |
| 2023 | $675.00 | $5,969 Land $1,095 Building $4,874 | $176,800 Land $33,000 Building $143,800 |
| 2021 | $654.00 | $7,072 Land $1,320 Building $5,752 | $176,800 Land $33,000 Building $143,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Osprey Cove Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Osprey Cove Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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