181 Ocean Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 181 Ocean Dr, Tavernier, FL 33070

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,213 sqft · built 1970
Lot Size0.185 acres (8,050 sqft)
OwnerCompany Name on File
Last Sale$1,700,000 (Nov 2022)
Tax Bill$15,274 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00437140-000000

Property Details

APN / Parcel Number

Primary APN00437140-000000
Alternative APNs
  • 04633800437140000000
  • 1535061

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,213 sqft Living Area
1st Floor Area1,924 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area8,050 sqft (0.185 acres)
Lot Dimensions115 ft deep x 70 ft wide
View / LotCanal
Garage TypeCovered
Garage Area351 sqft

Exterior Amenities

Pool Area713 sqft
PorchFlorida Room
Porch Area908 sqft
Patio Area24 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1535061
Street Address181 OCEAN DR
CityTAVERNIER
StateFL
Zip33070-2339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 7 LT 18 REVISED PLAT OF TROPICAL ATLANTIC SHORES FIRST ADD PB5-83 PLANTATION KEY OR450-640 OR764-639 OR1687-604 OR2130-1481 OR2314-775/77 OR3201-2057
Legal Range38E
Legal Township63S
Legal Section04
Legal SubdivisionTROPICAL ATLANTIC SHORES 1ST ADD
Legal Block7
Legal Lot Number18
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3004
Census Tract970800

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8000 NW 31ST ST, 8, DORAL, FL 33122-1050
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · Line of Credit
PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Mar 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Nov 17, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Prior SaleJul 7, 2005 · Amount on Record
Deed Document Number20222397864
Deed Book / Page3201 / 2057
Prior Transfer DateMar 19, 2007
Prior Transfer Doc0023140775
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address181 OCEAN DR, TAVERNIER, FL 33070-2339
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8000 NW 31ST ST 8, 8, DORAL, FL 33122-1050

Mortgage

Document Number0033721766
DateMar 26, 2026
Book Page3372/1766
Instrument2537052
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 15, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address181 OCEAN DR, TAVERNIER, FL 33070-2339
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14241 ARDOCH PL, MIAMI LAKES, FL 33016-6402

Mortgage

Document Number0033691907
DateMar 6, 2026
Book Page3369/1907
Instrument2534832
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 17, 2022
Property Address181 OCEAN DR, TAVERNIER, FL 33070-2339
Document Number0032012057
Book / Page3201 / 2057
Map ReferenceMB 5 PG 83
Instrument DateNov 14, 2022
Instrument2397864
Transaction TypeTransfer
Record UpdatedDec 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$11,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17410 NW 82ND CT, 17410, HIALEAH, FL 33015-3609

Transferred To (Grantee/Buyer)

NameVerified Name
Address8000 NW 31ST ST, DORAL, FL 33122-1061

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,586,873 (+10.1%) Land $1,195,425 Building $391,448$1,586,873 (+10.1%) Land $1,195,425 Building $391,448
2024$15,274.00 (+8.68%)
2023$14,054.00 (+54.42%)$1,441,322 (+34.69%) Land $1,058,575 Building $382,747$1,441,322 (+34.69%) Land $1,058,575 Building $382,747
2022$9,101.00$1,070,088 Land $764,750 Building $305,338$1,070,088 Land $764,750 Building $305,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 624 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,096 units insured
incl. 472 condo units
Nearby Flood Claims190 (1982–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 87 claims
  • Hurricane Wilma, Oct 2005 · 60 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

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