Cook County property record for 181 Oakwood Blvd, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,560 sqft · built 1946 |
| Lot Size | 0.364 acres (15,840 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,471 (2023) |
| Deeds & Mortgages | Oct 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-104-009 |
| Primary APN | 06-18-104-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,840 sqft (0.364 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 181 OAKWOOD BLVD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 18 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 804404 |
Source: Cook County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 OAKWOOD BLVD, ELGIN, IL 60120-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2024 |
| Transfer Doc | 0000018209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 22, 2024 |
| Property Address | 181 OAKWOOD BLVD, ELGIN, IL 60120-4503 |
| Document Number | 0029618209 |
| Instrument Date | Jul 24, 2024 |
| Instrument | 2429618209 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 181 OAKWOOD BLVD, ELGIN, IL 60120-4503 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 181 OAKWOOD BLVD, ELGIN, IL 60120-4503 |
| Document Number | 0029618210 |
|---|---|
| Date | Oct 22, 2024 |
| Instrument | 2429618210 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 866 Months |
| Due | Dec 5, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.54% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 (+37.93%) Land $6,336 Building $33,664 | $400,000 (+37.93%) Land $63,360 Building $336,640 | |
| 2023 | $4,471.00 (-0.27%) | ||
| 2022 | $4,483.00 Homeowner's exemption Senior Citizen's exemption | $29,000 Land $9,504 Building $19,496 | $290,000 Land $95,040 Building $194,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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