181 Oak Tree Rd, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 181 Oak Tree Rd, Tappan, NY 10983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,560 sqft · built 1965
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392489 77.15-1-27`

Property Details

APN / Parcel Number

Primary APN	`392489 77.15-1-27`
Alternative APNs	`248907701500010270000000` `0025812`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1965
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Basement
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0025812
Old Parcel Number	248907701500010270000000
Street Address	181 OAK TREE RD
City	TAPPAN
State	NY
Zip	10983-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	60/48/464/5
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	ORANGETOWN
Census Block Group	2
Census Block	2004
Census Tract	13402

Owner

181 Oak Tree Rd is owned and occupied by an individual.

Source: Rockland County and Orangetown Town records, as of February 14, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	181 OAK TREE RD, TAPPAN, NY 10983-2811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	181 OAK TREE RD, TAPPAN, NY 10983-2811
Document Number	0000011130
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	88 ROUTE 303 TAPPAN NY 109832806, TAPPAN, NY 10983-2806

Mortgage

Document Number	0000011130
Date	Apr 17, 2019
Instrument	11130

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	50 SANATORIUM RD, POMONA, NY 10970-3555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Orangetown Town
Unified School District	South Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$161,300 Land $50,800 Building $110,500	$452,708 Land $142,576 Building $310,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Oak Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	33 (1978–2023)
Claims Outside the SFHA	5 of 33
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Oak Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880