Allegheny County property record for 181 Oak St, Ambridge, PA 15003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 908 sqft · built 1930 |
| Lot Size | 0.187 acres (8,122 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,000 (Jul 2005) |
| Tax Bill | $274 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 815-A-216 |
| Primary APN | 815-A-216 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 908 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Other |
| Lot Area | 8,122 sqft (0.187 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 181 OAK ST |
|---|---|
| City | AMBRIDGE |
| State | PA |
| Zip | 15003-1280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 181 LOT 30XAVG130.94X34.65 RR OAK ST 1 1/2 STY BRK V HSE 181 |
| Legal Block | 815A |
| Legal Lot Number | 216 |
| Jurisdiction | ALLEGHENY PA |
| Township / Civil Division | LEET |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 447000 |
181 Oak St is owned and occupied by an individual who bought it in July 2005.
Source: Allegheny County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 OAK ST, AMBRIDGE, PA 15003-1280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Apr 17, 2018 | Deed of Trust, Mortgage · Line of Credit NEW ALLIANCE FED CR UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2005 · Amount on File |
| Deed Sale | Jul 15, 2005 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Recording Date | Sep 28, 2026 |
| Property Address | 181 OAK ST, AMBRIDGE, PA 15003-1280 |
| Document Number | 0000055665 |
| Book / Page | 61949 / 522 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202655665 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000055665, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 61949/522 |
| Instrument | 202655665 |
| Name | NORTHWEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHENY PA |
| Property Address | 181 OAK ST, AMBRIDGE, PA 15003-1280 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0491540093 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 49154/93 |
| Instrument | 201824568 |
| Name | NEW ALLIANCE FED CR UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 1, 2023 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 181 Oak St was $274 with a homeowner's exemption, down 82.5% from the year before.
Source: Allegheny County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Allegheny County |
| County Subdivision | Leet Township |
| Unified School District | Quaker Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274.00 (-82.54%) Homeowner's exemption | $42,700 (-) Land $14,300 Building $28,400 | $60,700 Land $14,300 Building $46,400 |
| 2025 | $1,569.00 Homeowner's exemption | $42,700 Land $14,300 Building $28,400 | |
| 2023 | $1,386.00 Homeowner's exemption | $42,700 Land $14,300 Building $28,400 | |
| 2012 | $60,700 Land $14,300 Building $46,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Oak St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 35 (1990–2024) |
| Claims Outside the SFHA | 12 of 35 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDGEWORTH BORO MUNI AUTH serves 7,781 people · EPA ID PA5020015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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