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181 Narrows Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 181 Narrows Rd, Sapphire, NC 28774

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,633 sqft · built 2022
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on Record
Last Sale$925,000 (Nov 2024)
Tax Bill$3,384 (2025)
Deeds & MortgagesJan 2026 Transfer
Dec 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN8502-11-7569

Property Details

APN / Parcel Number

Primary APN8502-11-7569
Alternative APN
  • 44708

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,633 sqft Living Area
1st Floor Area1,228 sqft
Basement Area1,184 sqft
Finished Basement1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address181 NARROWS RD
CitySAPPHIRE
StateNC
Zip28774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 73 UN 2 HOLLY FOREST
Legal SubdivisionHOLLY FOREST
Legal Lot Number73
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group2
Census Block2001
Census Tract950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address9822 EMERALD LINKS DR, TAMPA, FL 33626-2548
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Intrafamily Transfer, Transfer
Dec 15, 2021Warranty Deed, Transfer
Dec 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Prior SaleDec 29, 2020 · Amount on Record
Deed Book / Page2388 / 1559
Last Transfer DateDec 16, 2025
Transfer Doc0024120014
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON NC
Recording DateJan 5, 2026
Property Address181 NARROWS RD, SAPPHIRE, NC 28774
Document Number0024120014
Book / Page2412 / 14
Map ReferenceCAB 5 SL 57
Instrument DateDec 16, 2025
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9822 EMERALD LINKS DR, TAMPA, FL 33626-2548

Transferred To (Grantee/Buyer)

NameVerified Name
Address9822 EMERALD LINKS DR

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateDec 15, 2021
Property Address181 NARROWS RD, SAPPHIRE, NC 28774-7635
Document Number0023220897
Book / Page2322 / 897
Map ReferenceCAB 5 SL 57
Instrument DateDec 13, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2453, CASHIERS, NC 28717-2453

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateDec 29, 2020
Property Address181 NARROWS RD, SAPPHIRE, NC 28774-7635
Document Number0022871643
Book / Page002287 / 001643
Instrument DateDec 29, 2020
Transaction TypeTransfer
Record UpdatedFeb 1, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2930 CASHIERS NC 287172930, CASHIERS, NC 28717-2930

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$890,722 (-) Land $25,000 Building $865,722
2025$3,384.00 (+299.53%)$890,722 (+299.48%) Land $25,000 Building $865,722
2023$847.00$222,970 Land $25,000 Building $197,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims7 (1994–2024)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD SAPPHIRE
private · serves 3,873 people · EPA ID NC0150113
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityUranium
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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