181 N Vine St, Westerville, OH 43081 Property Records

Franklin County property record for 181 N Vine St, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1924
Lot Size	0.144 acres (6,283 sqft)
Owner	2 Owner Names on File
Last Sale	$179,000 (Jul 2008)
Tax Bill	$5,828 (2024)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-000078`

Property Details

APN / Parcel Number

Primary APN	`080-000078`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	629 sqft
2nd Floor Area	624 sqft
Attic Area	624 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,283 sqft (0.144 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	181 N VINE ST
City	WESTERVILLE
State	OH
Zip	43081-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	181 N VINE ST NAOMI PARK PLACE ADD 42 FT NS LOT 44
Legal Subdivision	NAOMI PARK PLACE ADD BY MOSSMAN
Legal Lot Number	44
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	4
Census Block	4013
Census Tract	7020

Owner

The current owner of 181 N Vine St bought it in July 2008.

Source: Franklin County records, as of February 2, 2026

Owner of Record	2 Owner Names on File
Mailing Address	181 N VINE ST, WESTERVILLE, OH 43081-1552
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC
Apr 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2008 · Amount on File
Deed Sale	Jul 1, 2008 · Amount on File
Prior Sale	Aug 2, 2004
Deed Document Number	11927
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	181 N VINE ST, WESTERVILLE, OH 43081-1552
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081109
Date	May 6, 2021
Instrument	202105060081109

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	181 N VINE ST, WESTERVILLE, OH 43081-1552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045860
Date	Apr 9, 2018
Instrument	201804090045860

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,828.00 (+2.17%) Homeowner's exemption	$102,550 (-) Land $29,400 Building $73,150
2023	$5,704.00 (+9.54%) Homeowner's exemption	$102,550 (+43.49%) Land $29,400 Building $73,150	$293,000 Land $84,000 Building $209,000
2022	$5,207.00 Homeowner's exemption	$71,470 Land $17,150 Building $54,320
2020			$204,200 Land $49,000 Building $155,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 N Vine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 N Vine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bresco Broadband, Verizon.

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