181 Morningside Dr, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 181 Morningside Dr, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1996
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,933 (2026)
Flood Zone	Zone X (minimal risk)
APN	`364600 301.00-1-79.02`

Property Details

APN / Parcel Number

Primary APN	`364600 301.00-1-79.02`
Alternative APNs	`460030100000010790020000` `185997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	185997
Street Address	181 MORNINGSIDE DR
City	ONEONTA
State	NY
Zip	13820-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	996FM 3871 0 0
Legal Block	1
Legal Lot Number	79.002
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	4
Census Block	4002
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 MORNINGSIDE DR, ONEONTA, NY 13820-3218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 30, 1996
Transfer Doc	0788001089
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,933.00 (+9.1%) Homeowner's exemption
2025	$5,438.00 (+222.54%)	$187,300 (-) Land $51,500 Building $135,800	$267,571 (+11.43%) Land $73,571 Building $194,000
2023	$1,686.00 Homeowner's exemption	$187,300 (-) Land $51,500 Building $135,800	$240,128 (+12.82%) Land $66,026 Building $174,102
2022		$187,300 Land $51,500 Building $135,800	$212,841 Land $58,523 Building $154,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20