Monmouth County and Union Beach Borough property record for 181 Morningside Ave, Union Beach, NJ 07735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (Aug 2000) |
| Tax Bill | $7,829 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 50-00131-0000-00016 |
| Primary APN | 50-00131-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Patio Area | 1,832 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1174 |
|---|---|
| Street Address | 181 MORNINGSIDE AVE |
| City | UNION BEACH |
| State | NJ |
| Zip | 07735-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | COTTAGE PARK |
| Legal Block | 131 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | UNION BEACH |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 801800 |
181 Morningside Ave is owned and occupied by an individual who bought it in August 2000.
Source: Monmouth County and Union Beach Borough records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 181 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2000 · Amount on File |
| Deed Sale | Aug 7, 2000 · Amount on File |
| Prior Sale | Oct 18, 1993 · Amount on File |
| Deed Book / Page | 5961 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 181 MORNINGSIDE AVE, UNION BEACH, NJ 07735-3012 |
| Document Number | 0000047766 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2019 |
| Title Company | SURETY TITLE CORPORATION, SURETY TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 187 MORNINGSIDE AVE UNION BEACH NJ 077353012, UNION BEACH, NJ 07735-3012 |
| Document Number | 0000047766 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 009350/007683 |
| Instrument | 47766 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 2, 2034 |
The 2025 property tax bill for 181 Morningside Ave was $7,829, up 13.5% from the year before.
Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Union Beach Borough |
| Unified School District | Union Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,900 (+26.82%) Land $245,600 Building $217,300 | $462,900 (+26.82%) Land $245,600 Building $217,300 | |
| 2025 | $7,829.00 (+13.51%) | $365,000 Land $157,800 Building $207,200 | $365,000 Land $157,800 Building $207,200 |
| 2024 | $6,897.00 | ||
| 2023 | $298,000 Land $119,500 Building $178,500 | $298,000 Land $119,500 Building $178,500 | |
| 2022 | $5,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Morningside Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 74 (1992–2026) |
| Claims Outside the SFHA | 9 of 74 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 181 Morningside Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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