181 Moonlight Cv, Union Hall, VA 24176 Property Records

Franklin County property record for 181 Moonlight Cv, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1972
Lot Size	6.06 acres (263,974 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2017)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053 00-095 00`

Property Details

APN / Parcel Number

Primary APN	`053 00-095 00`
Alternative APN	`17346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,123 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	480 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	263,974 sqft (6.06 acres)
Terrain	Rolling
Driveway	Concrete Driveway

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	175 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	600 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17346
Street Address	181 MOONLIGHT CV
City	UNION HALL
State	VA
Zip	24176-4195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	NEAR OLD BETHEL CH TRACT 2B
Legal Subdivision	NEAR OLD BETHEL C
Legal Phase	2B
Legal Tract	2B
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	1
Census Block	1004
Census Tract	20102

Owner

181 Moonlight Cv is owned and occupied by two individuals who bought it in April 2017.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 MOONLIGHT CV, UNION HALL, VA 24176-4195
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM FIRST FCU
Apr 14, 2017	Grant Deed, Transfer · Conventional Mortgage JAMES H MOORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on File
Deed Sale	Apr 14, 2017 · Amount on File
Deed Document Number	20172289
Deed Book / Page	1091 / 1620
Prior Transfer Date	May 13, 2016
Prior Transfer Doc	0010780735
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	181 MOONLIGHT CV, UNION HALL, VA 24176-4195
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MOONLIGHT CV, UNION HALL, VA 24176-4195

Mortgage

Document Number	0012400879
Date	Jan 28, 2026
Book Page	1240/879
Instrument	260000594

Lender

Name	FREEDOM FIRST FCU
Type	Credit Union
Address	ROANOKE, VA 24013

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 14, 2017
Property Address	181 MOONLIGHT CV, UNION HALL, VA 24176-4195
Document Number	0010911620
Book / Page	001091 / 001620
Instrument Date	Mar 26, 2017
Instrument	2289
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 KELSEY WAY FINCASTLE VA 240903008, FINCASTLE, VA 24090-3008

Mortgage

Document Number	10911624
Date	Apr 14, 2017
Book Page	001091/001624
Instrument	2290

Lender

Name	JAMES H MOORE
Address	1819 WHEATLAND RD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 13, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 181 Moonlight Cv was $2,493.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00	$579,900 Land $312,900 Building $267,000	$579,900 Land $312,900 Building $267,000
2023	$2,620.00	$429,600 (-) Land $305,900 Building $123,700	$429,600 (-) Land $305,900 Building $123,700
2022		$429,600 Land $305,900 Building $123,700	$429,600 Land $305,900 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Moonlight Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Moonlight Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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