Davidson County property record for 181 Mill Stream Ln, Lexington, NC 27292
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,892 sqft · built 2000 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Sep 2000) |
| Tax Bill | $1,364 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-008-B-000-0003 |
| Primary APN | 15-008-B-000-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,892 sqft Total Area |
| 1st Floor Area | 1,747 sqft |
| Basement Area | 1,439 sqft |
| Finished Basement | 809 sqft |
| Unfinished Basement | 630 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 62,291 sqft (1.43 acres) |
| Lot Width | 190 ft Width |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 9051085 |
|---|---|
| Street Address | 181 MILL STREAM LN |
| City | LEXINGTON |
| State | NC |
| Zip | 27292-6377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | P=24-52&53 L3 BK1197-1774MILL STREAM |
| Legal Subdivision | MILL STREAM CROSSING |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | SILVER HILL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 61806 |
181 Mill Stream Ln is owned and occupied by two individuals who bought it in September 2000.
Source: Davidson County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 MILL STREAM LN, LEXINGTON, NC 27292-6377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Aug 6, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2000 · Amount on File |
| Deed Sale | Sep 1, 2000 · Amount on File |
| Prior Sale | Nov 1, 1998 · Amount on File |
| Deed Book / Page | 1197 / 1774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 181 MILL STREAM LN, LEXINGTON, NC 27292-6377 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0026160287 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 2616/287 |
| Instrument | 2023015871 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 181 MILL STREAM LN, LEXINGTON, NC 27292-6377 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 181 MILL STREAM LN, LEXINGTON, NC 27292-6377 |
| Document Number | 0025421542 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 2542/1542 |
| Instrument | 2022000008934 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 181 MILL STREAM LN, LEXINGTON, NC 27292-6377 |
| Document Number | 0023261078 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 181 MILL STREAM LN LEXINGTON NC 272926377, LEXINGTON, NC 27292-6377 |
| Document Number | 0023261078 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 002326/001078 |
| Instrument | 16593 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 181 Mill Stream Ln was $1,364.
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,720 (-) | $206,720 (-) Land $30,000 Building $176,720 | |
| 2025 | $1,364.00 | $206,720 | $206,720 Land $30,000 Building $176,720 |
| 2023 | $1,323.00 | $206,720 | $206,720 Land $30,000 Building $176,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Mill Stream Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Mill Stream Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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