181 Mikey Ln, Temple, TX 76502 Property Records

Bell County property record for 181 Mikey Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3,355 sqft · built 2009
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Tax Bill	$9,463 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0677649043`

Property Details

APN / Parcel Number

Primary APN	`0677649043`
Alternative APNs	`389200` `865547`

Interior

Stories	2 Stories
Building Area	3,355 sqft Living Area
1st Floor Area	3,025 sqft
2nd Floor Area	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Lot Dimensions	322 ft deep x 244 ft wide
Garage Area	878 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool House	192 sqft
Porch	Open Porch
Porch Area	420 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	865547
Street Address	181 MIKEY LN
City	TEMPLE
State	TX
Zip	76502-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHISHOLM OAKS REPLAT (LTS 1-3), BLOCK 001, LOT 002A, ACRES 1.58
Legal Subdivision	CHISHOLM OAKS REPLAT (LTS 1-3)
Legal Block	1
Legal Lot Number	2A 1
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	181 MIKEY LN, TEMPLE, TX 76502-7087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK
Sep 25, 2019	Vendor's Lien, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019
Deed Sale	Sep 25, 2019
Prior Sale	Nov 17, 2015
Deed Document Number	201900043987
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	181 MIKEY LN, TEMPLE, TX 76502-7087
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068972
Date	Dec 11, 2020
Instrument	2020-00068972

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 25, 2019
Property Address	181 MIKEY LN, TEMPLE, TX 76502-7087
Document Number	0000043987
Map Reference	CAB D SL 165-B
Instrument Date	Sep 25, 2019
Instrument	2019-00043987
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2200 LEGACY LN APT 806, 2200, BELTON, TX 76513-1839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MIKEY LN, TEMPLE, TX 76502-7087

Mortgage

Document Number	0000043988
Date	Sep 25, 2019
Instrument	2019-00043988

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,463.00 (-10.48%) Homeowner's exemption Additional exemption filed	$914,079 Land $68,825 Building $845,254	$914,079 Land $68,825 Building $845,254
2022	$10,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed DSL	140 / 20

May also be available: Altitude ISP, Nextlink, Verizon.

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