181 Meadow View Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 181 Meadow View Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Mobile Home
Details	1,768 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual on Record
Last Sale	$125,000 (Apr 2018)
Tax Bill	$935 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0798-00-62-0863`

Property Details

APN / Parcel Number

Primary APN	`0798-00-62-0863`
Alternative APN	`555781430`

Interior

Stories	1 Story
Building Area	1,768 sqft Total Area

Exterior

Year Built	Built 2002
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	555781430
Street Address	181 MEADOW VIEW RD
City	SPRUCE PINE
State	NC
Zip	28777-5457
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OFF NC 226
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3037
Census Tract	950400

Owner

Source: Mitchell County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	181 MEADOW VIEW RD, SPRUCE PINE, NC 28777-5457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Apr 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	2018000698
Deed Book / Page	590 / 461
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	181 MEADOW VIEW RD, SPRUCE PINE, NC 28777-5457
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	630/861
Date	Aug 3, 2021
Book Page	630/861
Instrument	2021001665

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Apr 26, 2018
Property Address	181 MEADOW VIEW RD, SPRUCE PINE, NC 28777-5457
Document Number	590/461
Book / Page	590 / 461
Instrument Date	Apr 26, 2018
Instrument	2018000698
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MEADOW VIEW RD, SPRUCE PINE, NC 28777-5457

Mortgage

Document Number	590/463
Date	Apr 26, 2018
Book Page	590/463
Instrument	2018000699

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$935.00 (+1.63%)	$145,100 (-) Land $27,000 Building $118,100
2023	$920.00	$145,100 Land $27,000 Building $118,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	400 / 24
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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