181 McVey Rd, Aiken, SC 29803 Property Records

Aiken County property record for 181 McVey Rd, Aiken, SC 29803

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,424 sqft · built 1998
Lot Size	21.1 acres (923,036 sqft)
Owner	2 Trust Names on File
Last Sale	$505,000 (Oct 2020)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172-00-09-011`

Property Details

APN / Parcel Number

Primary APN	`172-00-09-011`
Alternative APNs	`00-229-0-01-124` `R2025115612`

Interior

Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	2,424 sqft Living Area
Gross Area	3,463 sqft
1st Floor Area	2,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	923,036 sqft (21.1 acres)
Garage Type	Attached
Garage Area	675 sqft
Porch	Covered Porch
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025115612
Street Address	181 MCVEY RD
City	AIKEN
State	SC
Zip	29803-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S OF HWY 78
Legal Lot Number	124
Jurisdiction	AIKEN SC
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1021
Census Tract	21901

Owner

181 McVey Rd is owner-occupied and held in a trust since February 2025.

Source: Aiken County records, as of December 22, 2025

Owner of Record	2 Trust Names on File
Mailing Address	181 MCVEY RD, AIKEN, SC 29803-9527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit AGSOUTH FARM CREDIT ACA
Aug 31, 2021	Intrafamily Transfer, Transfer
Oct 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 28, 2020	Deed, Transfer · Conventional Mortgage SECURITY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Deed Document Number	202027135
Deed Book / Page	4882 / 1534
Last Transfer Date	Feb 24, 2025
Transfer Doc	05217/1600
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	181 MCVEY RD, AIKEN, SC 29803-9527
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05069/1643
Date	Jan 23, 2023
Book Page	5069/1643
Instrument	2023001333

Lender

Name	AGSOUTH FARM CREDIT ACA
Type	Bank
Address	AIKEN, SC 29804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AIKEN SC
Recording Date	Aug 31, 2021
Property Address	181 MCVEY RD, AIKEN, SC 29803-9527
Document Number	4958/0407
Book / Page	4958 / 407
Map Reference	MB 38 PG 247-2
Instrument Date	Aug 26, 2021
Instrument	2021026327
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	181 MCVEY RD, AIKEN, SC 29803-9527

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AIKEN SC
Recording Date	Oct 28, 2020
Property Address	181 MCVEY RD, AIKEN, SC 29803-9527
Document Number	4882/1529
Book / Page	004882 / 001529
Instrument Date	Oct 23, 2020
Instrument	27134
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	181 MCVEY RD AIKEN SC 298039527, AIKEN, SC 29803-9527

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Oct 28, 2020
Property Address	181 MCVEY RD, AIKEN, SC 29803-9527
Document Number	4882/1534
Book / Page	4882 / 1534
Map Reference	MB 38 PG 247-2
Instrument Date	Oct 23, 2020
Instrument	2020027135
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	181 MCVEY RD, AIKEN, SC 29803-9527

Mortgage

Document Number	2020027136
Date	Oct 28, 2020
Instrument	2020027136

Lender

Name	SECURITY FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	1.06%

Tax Assessment & Valuation

The 2025 property tax bill for 181 McVey Rd was $1,632.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00	$12,730	$318,280 Land $9,230 Building $309,050
2023	$1,470.00	$12,200 Land $370 Building $11,830	$304,950 Land $9,230 Building $295,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 181 McVey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 McVey Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McVey Rd

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