Walton County property record for 181 Maple St, Santa Rosa Beach, FL 32459
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,852 sqft · built 1986 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $316,000 (Jan 2019) |
| Tax Bill | $4,828 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-3S-20-34100-00N-0150 |
| Primary APN | 02-3S-20-34100-00N-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,316 sqft |
| 1st Floor Area | 912 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,932 sqft (0.228 acres) |
| Lot Dimensions | 133 ft deep x 75 ft wide |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 464 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 181 MAPLE ST |
|---|---|
| City | SANTA ROSA BEACH |
| State | FL |
| Zip | 32459-4430 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RP |
| Legal Description | LOT 15 BLK N GULFVIEW HEIGHTS 1ST ADDITION S/D PB 3-87 OR 50-210 OR 2818-1935 OR 2969-2788 OR 3095-3637 OR 3175-1655 OR 3349-744 |
| Legal Range | 020 |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | GULFVIEW HEIGHTS 1 |
| Legal Block | N |
| Legal Lot Number | 15 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950606 |
181 Maple St, a duplex, is owner-occupied and held in a trust since December 2020.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 181 MAPLE ST, SANTA ROSA BEACH, FL 32459-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2019 · Amount on File |
| Deed Sale | Jan 24, 2019 · Amount on File |
| Prior Sale | Jan 28, 2015 |
| Deed Document Number | 20192389 |
| Deed Book / Page | 3095 / 3637 |
| Last Transfer Date | Dec 28, 2020 |
| Transfer Doc | 0031751655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 181 MAPLE ST, SANTA ROSA BEACH, FL 32459-4430 |
| Document Number | 0031751655 |
| Book / Page | 003175 / 001655 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 53487 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2257 SANTA ROSA BEACH FL 324592257, SANTA ROSA BEACH, FL 32459-2257 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 24, 2019 |
| Property Address | 181 MAPLE ST, SANTA ROSA BEACH, FL 32459-4430 |
| Document Number | 0030953637 |
| Book / Page | 003095 / 003637 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 2389 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12429 REGENT AVE NE ALBUQUERQUE NM 871123652, ALBUQUERQUE, NM 87112-3652 |
| Document Number | 30953639 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 003095/003639 |
| Instrument | 2390 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2049 |
The 2025 property tax bill for 181 Maple St was $4,828, up 2.6% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,828.00 (+2.64%) | $667,350 Land $475,000 Building $192,350 | $667,350 Land $475,000 Building $192,350 |
| 2024 | $4,704.00 (+7.52%) | ||
| 2023 | $4,375.00 (-3.66%) | $638,356 (-7.21%) Land $425,000 Building $213,356 | $638,356 (-7.21%) Land $425,000 Building $213,356 |
| 2022 | $4,541.00 | $687,970 Land $471,750 Building $216,220 | $687,970 Land $471,750 Building $216,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Maple St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 413 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 725 units insured incl. 312 condo units |
| Nearby Flood Claims | 12 (2005–2025) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Maple St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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