181 Main St, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 181 Main St, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,116 sqft
Lot Size	2.33 acres (101,495 sqft)
Owner	Individual Name on Record
Last Sale	$96,500 (Jan 2019)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2019 Sale & Mortgage
APN	`035001 182.07-2-61`

Property Details

APN / Parcel Number

Primary APN	`035001 182.07-2-61`
Alternative APNs	`500118200700020610000000` `50005700000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	1,367 sqft
Upper Floors Area	749 sqft

Exterior

Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	101,495 sqft (2.33 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	145 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	50005700000
Street Address	181 MAIN ST
City	WINDSOR
State	NY
Zip	13865-4138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00100000010500000000
Legal Block	2
Legal Lot Number	61.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2004
Census Tract	12502

Owner

Source: Broome County and Windsor Town records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	181 MAIN ST, WINDSOR, NY 13865-4138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 25, 2019	Warranty Deed, Transfer · FHA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Aug 22, 2011 · Amount on Record
Deed Document Number	20192416
Deed Book / Page	2581 / 20
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	181 MAIN ST, WINDSOR, NY 13865-4138
Transaction Type	Mortgage
Record Updated	Jan 20, 2023
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MAIN ST, WINDSOR, NY 13865-4138

Mortgage

Document Number	04114/1154
Date	Jan 6, 2023
Book Page	4114/1154
Instrument	202300000367

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	May 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Jan 25, 2019
Property Address	181 MAIN ST, WINDSOR, NY 13865-4138
Document Number	0025810020
Book / Page	002581 / 000020
Instrument Date	Jan 15, 2019
Instrument	2416
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 MAIN ST WINDSOR NY 138654138, WINDSOR, NY 13865-4138

Mortgage

Document Number	38990232
Date	Jan 25, 2019
Book Page	003899/000232
Instrument	2417

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Municipality	Windsor Village
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,971.00 (+3.89%)	$78,800 (-) Land $15,200 Building $63,600	$185,400 (+22.35%) Land $35,762 Building $149,638
2024	$4,785.00
2023		$78,800 Land $15,200 Building $63,600	$151,538 Land $29,231 Building $122,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WINDSOR serves 1,051 people · EPA ID NY0301684
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2025) action level 15 ppb
Copper	1.43 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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