Derby City property record for 181 Main St, Derby, CT 06418
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,216 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Jan 2024) |
| Tax Bill | $10,701 (2026) |
| Deeds & Mortgages | Jan 2024 Sale Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:8 B:5 L:126 |
| Primary APN | DERB M:8 B:5 L:126 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,216 sqft Total Area |
| Gross Area | 5,808 sqft |
| Basement Area | 2,592 sqft |
| Unfinished Basement | 2,592 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 2804 |
|---|---|
| Street Address | 181 MAIN ST |
| City | DERBY |
| State | CT |
| Zip | 06418-1936 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CDD |
| Legal Subdivision | GUILFORD PROF CENTER |
| Legal Block | 5 |
| Legal Lot Number | 126 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 120200 |
Source: Derby City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 181 MAIN ST, DERBY, CT 06418-1936 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 18, 2024 | Warranty Deed, Transfer |
| Mar 7, 2019 | Warranty Deed, Transfer · Line of Credit VELOCITY COM'L CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Nov 22, 2004 · Amount on Record |
| Deed Document Number | 202454 |
| Deed Book / Page | 918 / 296 |
| Transfer Doc | 792-320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Jan 18, 2024 |
| Property Address | 181 MAIN ST, DERBY, CT 06418-1936 |
| Document Number | 000918-296 |
| Book / Page | 918 / 296 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 54 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Mar 7, 2019 |
| Property Address | 181 MAIN ST, DERBY, CT 06418-1936 |
| Document Number | 792-320 |
| Book / Page | 000792 / 000320 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | UNKNOWN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 MAIN ST DERBY CT 064181936, DERBY, CT 06418-1936 |
| Document Number | 792-322 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 000792/000322 |
| Name | VELOCITY COM'L CAP |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,701.00 (+28.49%) | $278,390 (+44.41%) Land $40,670 Building $237,720 | |
| 2025 | $8,328.00 | $192,780 (-) Land $44,780 Building $148,000 | $275,400 Land $63,971 Building $211,429 |
| 2024 | $8,328.00 (+11.92%) | ||
| 2023 | $7,441.00 | $192,780 (-) Land $44,800 Building $147,980 | |
| 2022 | $7,441.00 | $192,780 Land $44,800 Building $147,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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