De Soto Parish property record for 181 Lucky Ln, Keatchie, LA 71046
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,900 (Apr 2026) |
| Tax Bill | $196 (2025) |
| Deeds & Mortgages | Sep 2012 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100070200 |
| Primary APN | 0100070200 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 181 LUCKY LN |
|---|---|
| City | KEATCHIE |
| State | LA |
| Zip | 71046-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NW COR SW NW SEC 21 T14 R15, RUN S 88 DEG 30 MIN 20 SECONDS E 456.93 FT & S 0 DEG 55 MIN 35 SECONDS W 385.23 FT TO BEG; TH S 89 DEG 01 MIN 03 SECONDS E 220.78 FT; S 0 DEG 55 MIN 35 SECONDS W 197.30 FT; N 89 DEG 01 MIN 03 SECONDS W 220.78 FT; N |
| Legal Range | 15 |
| Legal Township | 14 |
| Legal Section | 21 |
| Legal Subdivision | CLOVERLEAF ACRES #2 |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | DE SOTO LA |
| Township / Civil Division | 1A |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 950200 |
181 Lucky Ln is owned and occupied by an individual who bought it in April 2026.
Source: De Soto Parish records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2165 US 171, STONEWALL, LA 71078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 17, 2012 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Apr 22, 2026 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Apr 24, 2014 · Amount on File |
| Deed Document Number | 2026812834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO LA |
| Property Address | 181 LUCKY LN, KEATCHIE, LA 71046-2501 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000479/641 |
|---|---|
| Date | Sep 17, 2012 |
| Book Page | 0479/641 |
| Instrument | 710616 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | WALNUT CREEK, CA 94596 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE SOTO LA |
| Recording Date | Apr 22, 2026 |
| Property Address | 181 LUCKY LN, KEATCHIE, LA 71046-2501 |
| Document Number | 0000812834 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026812834 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000812835, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026812835 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 181 Lucky Ln was $196 with a homeowner's exemption.
Source: De Soto Parish assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | De Soto Parish |
| Municipality | Keachi Town |
| Unified School District | De Soto Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196.00 Homeowner's exemption | $9,143 Land $550 Building $8,593 | $91,430 Land $5,500 Building $85,930 |
| 2023 | $160.00 Homeowner's exemption | $8,950 Land $280 Building $8,670 | |
| 2021 | $89,500 Land $2,800 Building $86,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 181 Lucky Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2003 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Lucky Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 74% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEATCHIE WATER SYSTEM private · serves 4,446 people · EPA ID LA1031007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since May 2025 Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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