181 Lone Pine Rd, Alexander, NC 28701 Property Records

Buncombe County property record for 181 Lone Pine Rd, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 2018
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2018 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3032173-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3032173-2020-20`
Alternative APNs	`3032173-2020-2020-0000-00` `9714-93-0375-00000` `971483736600000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,278 sqft Living Area
Gross Area	5,156 sqft
1st Floor Area	2,278 sqft
Basement Area	2,278 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3032173-2020-20
Street Address	181 LONE PINE RD
City	ALEXANDER
State	NC
Zip	28701-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	LOT: 1 PLAT: 0188-0007
Legal Subdivision	CONTAINING 1
Legal Block	3
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	3
Census Block	3010
Census Tract	2803

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 LONE PINE RD, ALEXANDER, NC 28701-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 10, 2018	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
May 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 9, 2018
Transfer Doc	0056641146
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	181 LONE PINE RD, ALEXANDER, NC 28701-9691
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063920095
Date	Mar 15, 2024
Book Page	6392/95

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	181 LONE PINE RD, ALEXANDER, NC 28701-9691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056911796
Date	Aug 10, 2018
Book Page	5691/1796

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	10.6%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	181 LONE PINE RD, ALEXANDER, NC 28701-9691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058601135
Date	Feb 3, 2020
Book Page	5860/1135

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 16, 2018
Property Address	181 LONE PINE RD, ALEXANDER, NC 28701-9691
Document Number	0056641146
Book / Page	005664 / 001146
Instrument Date	May 9, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1782 WEAVERVILLE NC 287871782, WEAVERVILLE, NC 28787-1782

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 12, 2017
Property Address	181 LONE PINE RD, ALEXANDER, NC 28701-9691
Document Number	0055481756
Book / Page	005548 / 001756
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$340.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1782 WEAVERVILLE NC 287871782, WEAVERVILLE, NC 28787-1782

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (+4.6%)	$508,200 (-) Land $28,600 Building $479,600	$508,200 (-) Land $28,600 Building $479,600
2024	$3,758.00 (+2.71%)
2023	$3,659.00	$508,200	$508,200 (-) Land $43,600 Building $464,600
2021			$508,200 Land $28,600 Building $479,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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