181 Locust St, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 181 Locust St, Dover, NH 03820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,314 sqft · built 1870
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (May 2004)
Tax Bill$6,929 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNDOVR M:12062 B:L

Property Details

APN / Parcel Number

Primary APNDOVR M:12062 B:L

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,314 sqft Living Area
1st Floor Area558 sqft
AtticAttic
Attic Area558 sqft
Basement Area756 sqft
Unfinished Basement756 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address181 LOCUST ST
CityDOVER
StateNH
Zip03820-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR
JurisdictionDOVER CITY NH
Township / Civil DivisionDOVER
Census Block Group3
Census Block3007
Census Tract81300

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address181 LOCUST ST, DOVER, NH 03820-4008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Line of Credit
HOLY ROSARY CU
Sep 27, 2021Deed of Trust, Mortgage · Line of Credit
HOLY ROSARY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2004 · Amount on Record
Deed SaleMay 17, 2004 · Amount on Record
Prior SaleMay 9, 2002 · Amount on Record
Deed Book / Page2996 / 916
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address181 LOCUST ST, DOVER, NH 03820-4008
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004958-828
DateSep 27, 2021
Book Page4958/828
Instrument210019512
Lender
NameHOLY ROSARY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2046
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address181 LOCUST ST, DOVER, NH 03820-4008
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4958-828
DateSep 27, 2021
Book Page4958/828
Instrument210019512
Lender
NameHOLY ROSARY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyStrafford County
MunicipalityDover City
Unified School DistrictDover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,929.00 (+8.3%)$352,100 (-) Land $169,100 Building $183,000
2024$6,398.00 (+11.91%)$352,100 (+15.18%) Land $169,100 Building $183,000$415,245
2023$5,717.00 (+2.29%)$305,700 (+8.52%) Land $145,000 Building $160,700
2022$5,589.00$281,700 Land $136,900 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPT
serves 29,000 people · EPA ID NH0651010
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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