Otsego County and Unadilla Town property record for 181 Lockwood Hill Rd, Mount Upton, NY 13809
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 594 sqft · built 1850 |
| Lot Size | 23.3 acres (1,017,126 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Mar 2024) |
| Tax Bill | $2,206 (2026) |
| Deeds & Mortgages | Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 328.00-1-5.01 |
| Primary APN | 366289 328.00-1-5.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 594 sqft Living Area |
| 1st Floor Area | 594 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Lot Area | 1,017,126 sqft (23.3 acres) |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 088960 |
|---|---|
| Street Address | 181 LOCKWOOD HILL RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 969 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 5.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 591602 |
181 Lockwood Hill Rd, a rural home, is owned by an individual who bought it in March 2024.
Source: Otsego County and Unadilla Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 444 HOWE AVE, PASSAIC, NJ 07055-1934 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on File |
| Deed Sale | Mar 26, 2024 · Amount on File |
| Deed Document Number | 20242024-1137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 26, 2024 |
| Property Address | 181 LOCKWOOD HILL RD, MOUNT UPTON, NY 13809-2116 |
| Document Number | 0000000137 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 2024-1137 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 HOWE AVE, PASSAIC, NJ 07055-1934 |
The 2026 property tax bill for 181 Lockwood Hill Rd was $2,206, down 41.7% from the year before.
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,206.00 (-41.69%) | ||
| 2025 | $3,783.00 | $43,900 Land $33,400 Building $10,500 | $107,073 Land $81,463 Building $25,610 |
| 2023 | $43,900 Land $33,400 Building $10,500 | $93,404 Land $71,064 Building $22,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 181 Lockwood Hill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Lockwood Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: OEConnect, Verizon.
5G (outdoors only) and 4G LTE
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