181 Lightner Ct, Sacramento, CA 95815 Property Records

Sacramento County property record for 181 Lightner Ct, Sacramento, CA 95815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Jul 2021)
Tax Bill	$7,047 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`275-0215-025-0000`

Property Details

APN / Parcel Number

Primary APN	`275-0215-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	181 LIGHTNER CT
City	SACRAMENTO
State	CA
Zip	95815-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WOODLAKE 02, LOT 10
Legal Subdivision	WOODLAKE 02
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1008
Census Tract	6901

Owner

181 Lightner Ct is owned and occupied by two individuals who bought it in July 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 15, 2021	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage JUDITH A LOPEZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Sep 6, 1996 · Amount on File
Deed Book / Page	20210715 / 1670
Prior Transfer Date	Aug 10, 2009
Prior Transfer Doc	0000001434
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732

Mortgage

Document Number	0000000282
Date	Aug 23, 2021
Instrument	2021082300282

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732

Mortgage

Document Number	2021082300282
Date	Aug 23, 2021
Instrument	2021082300282

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2021
Property Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732
Document Number	0000001670
Map Reference	MB 34 MAP 5
Instrument Date	Jul 8, 2021
Instrument	202107151670
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732

Mortgage

Document Number	0000001671
Date	Jul 15, 2021
Instrument	202107151671

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	181 LIGHTNER CT, SACRAMENTO, CA 95815-3732
Document Number	1709250297
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 LIGHTNER CT SACRAMENTO CA 958153732, SACRAMENTO, CA 95815-3732

Mortgage

Document Number	1709250297
Date	Sep 25, 2017
Instrument	1709250297

Lender

Name	JUDITH A LOPEZ
Address	PO BOX 5880, VACAVILLE, CA 95696-5880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 181 Lightner Ct was $7,047 with a homeowner's exemption, up 4.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,000 (-6.63%) Land $160,000 Building $380,000
2025	$7,047.00 (+4.06%) Homeowner's exemption	$578,357 Land $173,507 Building $404,850
2024	$6,772.00 (-0.56%)
2023	$6,810.00 (+6.07%) Homeowner's exemption	$555,900 Land $166,770 Building $389,130
2022	$6,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 181 Lightner Ct in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 181 Lightner Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, Succeed.Net, T-Mobile, unWired Broadband.

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