181 Labrador Ln, Whitefish, MT 59937 Property Records

Flathead County property record for 181 Labrador Ln, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,608 sqft · built 1993
Lot Size	2.53 acres (110,207 sqft)
Owner	Company Name on File
Last Sale	$464,000 (Aug 2021)
Tax Bill	$6,712 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0755320`

Property Details

APN / Parcel Number

Primary APN	`R0755320`
Alternative APNs	`07-4292-34-1-03-06-0000` `0000126731`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Finished Basement	1,608 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	110,207 sqft (2.53 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000126731
Street Address	181 LABRADOR LN
City	WHITEFISH
State	MT
Zip	59937-8820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S34, T31 N, R22 W, TR 2AB IN W2NE4NE4NE4
Legal Range	22W
Legal Township	31N
Legal Section	34
Legal Subdivision	CERTIFICATE OF SURVEY NO 10796
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2059
Census Tract	301

Owner

181 Labrador Ln is owned by a company that bought it in August 2021.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 626, WHITEFISH, MT 59937-0626
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	May 3, 2013 · Amount on File
Deed Document Number	202127970
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 10, 2021
Property Address	181 LABRADOR LN, WHITEFISH, MT 59937-8820
Document Number	202100027970
Instrument Date	Aug 9, 2021
Instrument	202100027970
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 FRONT ST UNIT 1312, 1312, SAN DIEGO, CA 92101-7086

Mortgage

Document Number	202100027971
Date	Aug 10, 2021
Instrument	202100027971

Lender

Name	F & A FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 181 Labrador Ln was $6,712.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,712.00	$1,804,100
2025			$1,804,100 Land $726,138 Building $1,077,962
2023	$8,482.00	$1,374,855	$1,374,855 Land $700,635 Building $674,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Labrador Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Labrador Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LION MOUNTAIN HOMEOWNERS ASSOC private · serves 204 people · EPA ID MT0000392
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	CITY OF WHITEFISH
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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