181 John St, Bedford, OH 44146 Property Records

Cuyahoga County property record for 181 John St, Bedford, OH 44146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1952
Lot Size	0.146 acres (6,336 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Jun 2026)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`814-11-026`

Property Details

APN / Parcel Number

Primary APN	`814-11-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,032 sqft
2nd Floor Area	360 sqft
Basement Area	720 sqft
Finished Basement	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,336 sqft (0.146 acres)
Lot Dimensions	132 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	181 JOHN ST
City	BEDFORD
State	OH
Zip	44146-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	67 OLDDCO &S/L876 WP 0875 ALL
Legal Subdivision	PAUL SCHNEIDER
Legal Lot Number	875
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1009
Census Tract	132302

Owner

181 John St is owned and occupied by an individual who bought it in June 2026.

Source: Cuyahoga County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	181 JOHN ST, BEDFORD, OH 44146-4555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Dec 2, 2008 · Amount on File
Deed Document Number	2026196
Prior Transfer Date	May 9, 2013
Prior Transfer Doc	0000000661
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 29, 2026
Property Address	181 JOHN ST, BEDFORD, OH 44146-4555
Document Number	0000000196
Instrument Date	Jun 25, 2026
Instrument	2026196
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,012.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 JOHN ST, BEDFORD, OH 44146-4555

Mortgage

Document Number	0000000197,
Date	Jun 29, 2026
Instrument	202629197

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000000198,
Date	Jun 29, 2026
Instrument	2026198

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 181 John St was $3,554, up 9.7% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+9.73%)	$44,660 (-) Land $8,260 Building $36,400	$127,600 (-) Land $23,600 Building $104,000
2024	$3,239.00 (+11.88%)	$44,660 (+42.23%) Land $8,260 Building $36,400	$127,600 Land $23,600 Building $104,000
2023	$2,895.00 (+12.65%)	$31,400 (-) Land $7,040 Building $24,360
2022	$2,570.00	$31,400 Land $7,040 Building $24,360
2021			$89,700 Land $20,100 Building $69,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 181 John St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 181 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, DSI Stream, Verizon.

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