181 Jessamine Dr, Paducah, KY 42001 Property Records

McCracken County property record for 181 Jessamine Dr, Paducah, KY 42001

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,244 sqft · built 1976
Lot Size	0.412 acres (17,978 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2025)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-40-03-015`

Property Details

APN / Parcel Number

Primary APN	`078-40-03-015`
Alternative APN	`130342`

Interior

Full Baths	2 Baths
Building Area	2,244 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Roof Type	Gable
Lot Area	17,978 sqft (0.412 acres)
Garage Type	Attached
Garage Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	130342
Street Address	181 JESSAMINE DR
City	PADUCAH
State	KY
Zip	42001-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-27E-9,10 LAUREL HGTS SUB DIV L5A,6D
Legal Subdivision	LAUREL HGTS SUB DIV
Legal Lot Number	5A,6D
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	2
Census Block	2014
Census Tract	31302

Owner

181 Jessamine Dr is owned and occupied by two individuals who bought it in November 2025.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 JESSAMINE DR, PADUCAH, KY 42001-6107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · VA Mortgage NEW CORPORATION LENDING LLC
Nov 13, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Oct 15, 2021 · Amount on File
Deed Document Number	2025728130
Deed Book / Page	1532 / 489
Transfer Doc	0000642302
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	Aug 17, 2026
Property Address	181 JESSAMINE DR, PADUCAH, KY 42001-6107
Document Number	0000854104
Book / Page	1892 / 510
Instrument Date	Aug 3, 2026
Instrument	2026854104
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 JESSAMINE DR, PADUCAH, KY 42001-6107

Mortgage

Document Number	0000854104,
Date	Aug 17, 2026
Book Page	1892/510
Instrument	2026854104

Lender

Name	NEW CORPORATION LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	181 JESSAMINE DR, PADUCAH, KY 42001-6107
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 CONTEST RD, PADUCAH, KY 42001-8843

Mortgage

Document Number	00M1860/48
Date	Nov 13, 2025
Book Page	M1860/48
Instrument	728131

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 181 Jessamine Dr was $1,661.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (+47.06%)	$250,000 (+47.06%)
2025	$1,661.00	$170,000	$170,000
2023	$1,636.00 (-0.85%)	$170,000 (-)	$170,000 (-)
2022	$1,650.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Jessamine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Jessamine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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