181 Jackson St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 181 Jackson St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,563 sqft · built 1850
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Dec 2021)
Tax Bill	$3,213 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-3368.000`

Property Details

APN / Parcel Number

Primary APN	`4-3368.000`
Alternative APNs	`09001090060004035000` `290900 109.06-4-35`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,563 sqft Living Area
1st Floor Area	1,059 sqft
2nd Floor Area	504 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	91 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4-3368.000
Street Address	181 JACKSON ST
City	LOCKPORT
State	NY
Zip	14094-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	IRREG LOT
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	35.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2014
Census Tract	23500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1973 · 111 contributing resources · NRIS 73001225

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

181 Jackson St is owned and occupied by two individuals who bought it in December 2021.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	181 JACKSON ST, LOCKPORT, NY 14094-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 18, 2018	Warranty Deed, Transfer PREMIUM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Oct 18, 2018 · Amount on File
Deed Document Number	202127645
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	0000008354
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 29, 2021
Property Address	181 JACKSON ST, LOCKPORT, NY 14094-2309
Document Number	0000007645
Map Reference	MB 25 PG 2433-2439
Instrument Date	Dec 17, 2021
Instrument	2021-27645
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 JACKSON ST, 181, LOCKPORT, NY 14094-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 BRIGHT ST, LOCKPORT, NY 14094-4103

Mortgage

Document Number	0000007646
Date	Dec 29, 2021
Instrument	2021-27646

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000000473
Date	Jan 12, 2022
Instrument	2022-00473

Lender

Name	NORTHWEST BANK
Type	Bank
Address	LOCKPORT, NY 14094

Agreement

Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	181 JACKSON ST, LOCKPORT, NY 14094-2309
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 JACKSON ST, LOCKPORT, NY 14094-2309

Mortgage

Document Number	0000006838
Date	Apr 5, 2021
Instrument	2021-06838

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Oct 18, 2018
Property Address	181 JACKSON ST, LOCKPORT, NY 14094-2309
Document Number	0000018355
Instrument Date	Oct 17, 2018
Instrument	18355
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6782 SY RD NIAGARA FALLS NY 143044529, NIAGARA FALLS, NY 14304-4529

Mortgage

Document Number	18356
Date	Oct 18, 2018
Instrument	18356

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 181 Jackson St was $3,213, up 3.7% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,213.00 (+3.71%)
2025	$3,098.00	$121,000 Land $1,800 Building $119,200	$121,000 Land $1,800 Building $119,200
2023		$110,000 Land $1,800 Building $108,200	$110,000 Land $1,800 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Jackson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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