Scott County property record for 181 Inverness Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,906 sqft · built 2008 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,744 (Feb 2009) |
| Tax Bill | $3,426 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-20-065.000 |
| Primary APN | 139-20-065.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,906 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 181 INVERNESS DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES LANDING D |
| Legal Subdivision | PAYNES LANDING D |
| Legal Lot Number | 123 |
| Legal Unit | 10 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40604 |
181 Inverness Dr is owned and occupied by two individuals who bought it in February 2009.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Nov 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2009 · Amount on File |
| Deed Sale | Feb 4, 2009 · Amount on File |
| Deed Document Number | 2009177487 |
| Deed Book / Page | 322 / 716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 181 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1420/117 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | M1420/117 |
| Instrument | 394211 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 181 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1417/001 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | M1417/001 |
| Instrument | 393515 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 181 INVERNESS DR, GEORGETOWN, KY 40324-8686 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1479/440 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | M1479/440 |
| Instrument | 409616 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 181 Inverness Dr was $3,426.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,700 (-) | $384,700 (-) | |
| 2025 | $3,426.00 | $384,700 | $384,700 |
| 2023 | $3,277.00 (+16.41%) | $361,500 (+11.4%) Land $55,000 Building $306,500 | $361,500 (+11.4%) Land $55,000 Building $306,500 |
| 2022 | $2,815.00 | $324,500 Land $50,000 Building $274,500 | $324,500 Land $50,000 Building $274,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 Inverness Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 Inverness Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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